City comparison
Oklahoma City, OK vs Toledo, OH
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Toledo, OH are 1.2% higher than in Oklahoma City, OK. Someone earning $100,000 in Oklahoma City, OK would need about $101,200 in Toledo, OH to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,017 a month in Oklahoma City, OK versus $820 in Toledo, OH. On $100,000, that's 16% of take-home pay in Oklahoma City, OK and 13% in Toledo, OH.
- On $100,000, estimated state income tax is about $1,987 a year higher in Oklahoma City, OK than in Toledo, OH.
- Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Oklahoma City, OK to Toledo, OH changes real buying power by −1.1%, purely from prices.
- Oklahoma City, OK: price level 90.4 (much cheaper)
- Toledo, OH: price level 91.5 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Oklahoma City, OK | Toledo, OH | |
|---|---|---|
| Price level (U.S. = 100)2 | 90.4 | 91.5 |
| $100,000 is worth, in the other city2 | $101,158 in Toledo | $98,855 in Oklahoma City |
| Typical 1-bedroom rent3 | $1,017/mo | $820/mo |
| Take-home on $100,00014,15,8 | $75,226 | $77,212 |
| State income tax on $100,000 (estimate)8 | $3,955 (OK) | $1,968 (OH) |
| Rent burden on $100,000 | 16% | 13% |
| Median pay, all jobs4 | $47,230 | $48,220 |
| Federal locality pay area7 | Rest of U.S. | Rest of U.S. |
Rent areas: Oklahoma City, OK HUD Metro FMR Area and Toledo, OH MSA. Metro areas: Oklahoma City, OK and Toledo, OH.
What costs more or less
| Price level (U.S. = 100) | Oklahoma City | Toledo |
|---|---|---|
| Housing (rent) | 73.9 | 67.3 |
| Goods | 93.8 | 93.6 |
| Utilities | 74.1 | 96.3 |
| Other services | 95.5 | 98.9 |
| Overall | 90.4 | 91.5 |
Moving with the same $100,000 salary
Oklahoma City, OK → Toledo, OH
Roughly even
Buying power −1.1%; rent takes 13% of take-home; state tax −$1,987/yr.
65 Fair offer
Toledo, OH → Oklahoma City, OK
Roughly even
Buying power +1.2%; rent takes 16% of take-home; state tax +$1,987/yr.
72 Strong offer
On the GS pay scale?
Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Oklahoma City, OK to Toledo, OH at the same grade and step does to real buying power.
| Grade5,2 | Oklahoma City, OK | Toledo, OH | Real change, Oklahoma City → Toledo |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $61,722 | −1.1% |
| GS-11 step 1 | $74,678 | $74,678 | −1.1% |
| GS-12 step 1 | $89,508 | $89,508 | −1.1% |
| GS-13 step 1 | $106,437 | $106,437 | −1.1% |
| GS-14 step 1 | $125,776 | $125,776 | −1.1% |
Pay for common jobs
| Median annual pay4 | Oklahoma City, OK | Toledo, OH | Toledo pay in Oklahoma City dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $48,780 | $63,250 | $62,526 (+28.2%) |
| Software Developers | $122,390 | $104,360 | $103,165 (−15.7%) |
| Accountants and Auditors | $77,280 | $77,400 | $76,514 (−1.0%) |
| Registered Nurses | $82,920 | $81,050 | $80,122 (−3.4%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.