City comparison

Oklahoma City, OK vs Santa Maria, CA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Santa Maria, CA are 20.3% higher than in Oklahoma City, OK. Someone earning $100,000 in Oklahoma City, OK would need about $120,300 in Santa Maria, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,746 a month in Santa Maria, CA versus $1,017 in Oklahoma City, OK. On $100,000, that's 44% of take-home pay in Santa Maria, CA and 16% in Oklahoma City, OK.
  • On $100,000, estimated state income tax is about $1,116 a year higher in Santa Maria, CA than in Oklahoma City, OK.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +16.6% moving from Oklahoma City, OK to Santa Maria, CA ($106,437 → $124,085), while prices change by +20.3%. Net effect of the transfer: −3.1% in real buying power.
Oklahoma CitySanta Maria
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Oklahoma City, OK: price level 90.4 (much cheaper)
  • Santa Maria, CA: price level 108.8 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Oklahoma City, OKSanta Maria, CA
Price level (U.S. = 100)290.4108.8
$100,000 is worth, in the other city2$120,341 in Santa Maria$83,097 in Oklahoma City
Typical 1-bedroom rent3$1,017/mo$2,746/mo
Take-home on $100,00014,15,8$75,226$74,110
State income tax on $100,000 (estimate)8$3,955 (OK)$5,070 (CA)
Rent burden on $100,00016%44%
Median pay, all jobs4$47,230$51,690
Federal locality pay area7Rest of U.S.Los Angeles-Long Beach, CA

Rent areas: Oklahoma City, OK HUD Metro FMR Area and Santa Maria-Santa Barbara, CA MSA. Metro areas: Oklahoma City, OK and Santa Maria-Santa Barbara, CA.

What costs more or less

Oklahoma City, OKSanta Maria, CA
Price level (U.S. = 100)Oklahoma CitySanta Maria
Housing (rent)73.9151.4
Goods93.8105.2
Utilities74.1149.8
Other services95.5100.3
Overall90.4108.8
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Oklahoma City, OK → Santa Maria, CA

Same pay buys less

Buying power −16.9%; rent takes 44% of take-home; state tax +$1,116/yr.

8 Weak offer

Santa Maria, CA → Oklahoma City, OK

Same pay goes further

Buying power +20.3%; rent takes 16% of take-home; state tax −$1,116/yr.

100 Strong offer

On the GS pay scale?

Oklahoma City, OK is in the Rest of U.S. pay area; Santa Maria, CA is in Los Angeles-Long Beach, CA. The last column shows what a transfer from Oklahoma City, OK to Santa Maria, CA at the same grade and step does to real buying power.

Grade5,2Oklahoma City, OKSanta Maria, CAReal change, Oklahoma City → Santa Maria
GS-9 step 1$61,722$71,957−3.1%
GS-11 step 1$74,678$87,061−3.1%
GS-12 step 1$89,508$104,349−3.1%
GS-13 step 1$106,437$124,085−3.1%
GS-14 step 1$125,776$146,632−3.1%

Pay for common jobs

Median annual pay4Oklahoma City, OKSanta Maria, CASanta Maria pay in Oklahoma City dollars
Elementary School Teachers, Except Special Education$48,780$101,030$83,953 (+72.1%)
Software Developers$122,390$158,290$131,534 (+7.5%)
Accountants and Auditors$77,280$91,610$76,125 (−1.5%)
Registered Nurses$82,920$137,360$114,142 (+37.7%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.