City comparison

Oklahoma City, OK vs Philadelphia, PA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Philadelphia, PA are 13.4% higher than in Oklahoma City, OK. Someone earning $100,000 in Oklahoma City, OK would need about $113,400 in Philadelphia, PA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,520 a month in Philadelphia, PA versus $1,017 in Oklahoma City, OK. On $100,000, that's 24% of take-home pay in Philadelphia, PA and 16% in Oklahoma City, OK.
  • On $100,000, estimated state income tax is about $885 a year higher in Oklahoma City, OK than in Philadelphia, PA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +10.2% moving from Oklahoma City, OK to Philadelphia, PA ($106,437 → $117,284), while prices change by +13.4%. Net effect of the transfer: −2.9% in real buying power.
Oklahoma CityPhiladelphia
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Oklahoma City, OK: price level 90.4 (much cheaper)
  • Philadelphia, PA: price level 102.6 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Oklahoma City, OKPhiladelphia, PA
Price level (U.S. = 100)290.4102.6
$100,000 is worth, in the other city2$113,435 in Philadelphia$88,156 in Oklahoma City
Typical 1-bedroom rent3$1,017/mo$1,520/mo
Take-home on $100,00014,15,8$75,226$76,110
State income tax on $100,000 (estimate)8$3,955 (OK)$3,070 (PA)
Rent burden on $100,00016%24%
Median pay, all jobs4$47,230$54,310
Federal locality pay area7Rest of U.S.Philadelphia-Reading-Camden, PA-NJ-DE-MD

Rent areas: Oklahoma City, OK HUD Metro FMR Area and Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. Metro areas: Oklahoma City, OK and Philadelphia-Camden-Wilmington, PA-NJ-DE-MD.

What costs more or less

Oklahoma City, OKPhiladelphia, PA
Price level (U.S. = 100)Oklahoma CityPhiladelphia
Housing (rent)73.9113.1
Goods93.896.8
Utilities74.1114.4
Other services95.5103.1
Overall90.4102.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Oklahoma City, OK → Philadelphia, PA

Same pay buys less

Buying power −11.8%; rent takes 24% of take-home; state tax −$885/yr.

38 Weak offer

Philadelphia, PA → Oklahoma City, OK

Same pay goes further

Buying power +13.4%; rent takes 16% of take-home; state tax +$885/yr.

100 Strong offer

On the GS pay scale?

Oklahoma City, OK is in the Rest of U.S. pay area; Philadelphia, PA is in Philadelphia-Reading-Camden, PA-NJ-DE-MD. The last column shows what a transfer from Oklahoma City, OK to Philadelphia, PA at the same grade and step does to real buying power.

Grade5,2Oklahoma City, OKPhiladelphia, PAReal change, Oklahoma City → Philadelphia
GS-9 step 1$61,722$68,013−2.9%
GS-11 step 1$74,678$82,289−2.9%
GS-12 step 1$89,508$98,630−2.9%
GS-13 step 1$106,437$117,284−2.9%
GS-14 step 1$125,776$138,595−2.9%

Pay for common jobs

Median annual pay4Oklahoma City, OKPhiladelphia, PAPhiladelphia pay in Oklahoma City dollars
Elementary School Teachers, Except Special Education$48,780$78,570$69,265 (+42.0%)
Software Developers$122,390$133,040$117,283 (−4.2%)
Accountants and Auditors$77,280$85,990$75,806 (−1.9%)
Registered Nurses$82,920$101,180$89,197 (+7.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.