City comparison
Ogden, UT vs San Diego, CA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in San Diego, CA are 11.5% higher than in Ogden, UT. Someone earning $100,000 in Ogden, UT would need about $111,500 in San Diego, CA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $2,459 a month in San Diego, CA versus $1,281 in Ogden, UT. On $100,000, that's 40% of take-home pay in San Diego, CA and 20% in Ogden, UT.
- On $100,000, estimated state income tax is about $1,536 a year higher in San Diego, CA than in Ogden, UT.
- For federal employees, locality pay changes a GS-13 step 1 salary by +14.2% moving from Ogden, UT to San Diego, CA ($106,437 → $121,585), while prices change by +11.5%. Net effect of the transfer: +2.5% in real buying power.
- Ogden, UT: price level 100.3 (about average)
- San Diego, CA: price level 111.9 (much pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Ogden, UT | San Diego, CA | |
|---|---|---|
| Price level (U.S. = 100)2 | 100.3 | 111.9 |
| $100,000 is worth, in the other city2 | $111,498 in San Diego | $89,688 in Ogden |
| Typical 1-bedroom rent3 | $1,281/mo | $2,459/mo |
| Take-home on $100,00014,15,8 | $75,646 | $74,110 |
| State income tax on $100,000 (estimate)8 | $3,534 (UT) | $5,070 (CA) |
| Rent burden on $100,000 | 20% | 40% |
| Median pay, all jobs4 | $48,900 | $58,690 |
| Federal locality pay area7 | Rest of U.S. | San Diego-Chula Vista-Carlsbad, CA |
Rent areas: Ogden, UT MSA and San Diego-Chula Vista-Carlsbad, CA MSA. Metro areas: Ogden, UT and San Diego-Chula Vista-Carlsbad, CA.
What costs more or less
| Price level (U.S. = 100) | Ogden | San Diego |
|---|---|---|
| Housing (rent) | 117.9 | 179.3 |
| Goods | 96.4 | 108.0 |
| Utilities | 78.8 | 174.2 |
| Other services | 99.0 | 99.6 |
| Overall | 100.3 | 111.9 |
Moving with the same $100,000 salary
Ogden, UT → San Diego, CA
Same pay buys less
Buying power −10.3%; rent takes 40% of take-home; state tax +$1,536/yr.
15 Weak offer
San Diego, CA → Ogden, UT
Same pay goes further
Buying power +11.5%; rent takes 20% of take-home; state tax −$1,536/yr.
100 Strong offer
On the GS pay scale?
Ogden, UT is in the Rest of U.S. pay area; San Diego, CA is in San Diego-Chula Vista-Carlsbad, CA. The last column shows what a transfer from Ogden, UT to San Diego, CA at the same grade and step does to real buying power.
| Grade5,2 | Ogden, UT | San Diego, CA | Real change, Ogden → San Diego |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $70,507 | +2.5% |
| GS-11 step 1 | $74,678 | $85,307 | +2.5% |
| GS-12 step 1 | $89,508 | $102,246 | +2.5% |
| GS-13 step 1 | $106,437 | $121,585 | +2.5% |
| GS-14 step 1 | $125,776 | $143,677 | +2.5% |
Pay for common jobs
| Median annual pay4 | Ogden, UT | San Diego, CA | San Diego pay in Ogden dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $63,910 | $97,000 | $86,997 (+36.1%) |
| Software Developers | $109,880 | $163,270 | $146,433 (+33.3%) |
| Accountants and Auditors | $82,010 | $96,340 | $86,405 (+5.4%) |
| Registered Nurses | $81,840 | $139,520 | $125,132 (+52.9%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.