City comparison

Ogden, UT vs Sacramento, CA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Sacramento, CA are 6.3% higher than in Ogden, UT. Someone earning $100,000 in Ogden, UT would need about $106,300 in Sacramento, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,832 a month in Sacramento, CA versus $1,281 in Ogden, UT. On $100,000, that's 30% of take-home pay in Sacramento, CA and 20% in Ogden, UT.
  • On $100,000, estimated state income tax is about $1,536 a year higher in Sacramento, CA than in Ogden, UT.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +10.8% moving from Ogden, UT to Sacramento, CA ($106,437 → $117,984), while prices change by +6.3%. Net effect of the transfer: +4.3% in real buying power.
OgdenSacramento
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Ogden, UT: price level 100.3 (about average)
  • Sacramento, CA: price level 106.7 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Ogden, UTSacramento, CA
Price level (U.S. = 100)2100.3106.7
$100,000 is worth, in the other city2$106,299 in Sacramento$94,074 in Ogden
Typical 1-bedroom rent3$1,281/mo$1,832/mo
Take-home on $100,00014,15,8$75,646$74,110
State income tax on $100,000 (estimate)8$3,534 (UT)$5,070 (CA)
Rent burden on $100,00020%30%
Median pay, all jobs4$48,900$59,750
Federal locality pay area7Rest of U.S.Sacramento-Roseville, CA-NV

Rent areas: Ogden, UT MSA and Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area. Metro areas: Ogden, UT and Sacramento-Roseville-Folsom, CA.

What costs more or less

Ogden, UTSacramento, CA
Price level (U.S. = 100)OgdenSacramento
Housing (rent)117.9130.2
Goods96.4105.2
Utilities78.8151.3
Other services99.0100.3
Overall100.3106.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Ogden, UT → Sacramento, CA

Same pay buys less

Buying power −5.9%; rent takes 30% of take-home; state tax +$1,536/yr.

43 Weak offer

Sacramento, CA → Ogden, UT

Same pay goes further

Buying power +6.3%; rent takes 20% of take-home; state tax −$1,536/yr.

88 Strong offer

On the GS pay scale?

Ogden, UT is in the Rest of U.S. pay area; Sacramento, CA is in Sacramento-Roseville, CA-NV. The last column shows what a transfer from Ogden, UT to Sacramento, CA at the same grade and step does to real buying power.

Grade5,2Ogden, UTSacramento, CAReal change, Ogden → Sacramento
GS-9 step 1$61,722$68,419+4.3%
GS-11 step 1$74,678$82,780+4.3%
GS-12 step 1$89,508$99,218+4.3%
GS-13 step 1$106,437$117,984+4.3%
GS-14 step 1$125,776$139,422+4.3%

Pay for common jobs

Median annual pay4Ogden, UTSacramento, CASacramento pay in Ogden dollars
Elementary School Teachers, Except Special Education$63,910$103,390$97,263 (+52.2%)
Software Developers$109,880$139,640$131,365 (+19.6%)
Accountants and Auditors$82,010$92,110$86,652 (+5.7%)
Registered Nurses$81,840$171,460$161,300 (+97.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.