City comparison

Ogden, UT vs Philadelphia, PA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Philadelphia, PA are 2.2% higher than in Ogden, UT. Someone earning $100,000 in Ogden, UT would need about $102,200 in Philadelphia, PA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,520 a month in Philadelphia, PA versus $1,281 in Ogden, UT. On $100,000, that's 24% of take-home pay in Philadelphia, PA and 20% in Ogden, UT.
  • On $100,000, estimated state income tax is about $464 a year higher in Ogden, UT than in Philadelphia, PA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +10.2% moving from Ogden, UT to Philadelphia, PA ($106,437 → $117,284), while prices change by +2.2%. Net effect of the transfer: +7.8% in real buying power.
OgdenPhiladelphia
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Ogden, UT: price level 100.3 (about average)
  • Philadelphia, PA: price level 102.6 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Ogden, UTPhiladelphia, PA
Price level (U.S. = 100)2100.3102.6
$100,000 is worth, in the other city2$102,197 in Philadelphia$97,850 in Ogden
Typical 1-bedroom rent3$1,281/mo$1,520/mo
Take-home on $100,00014,15,8$75,646$76,110
State income tax on $100,000 (estimate)8$3,534 (UT)$3,070 (PA)
Rent burden on $100,00020%24%
Median pay, all jobs4$48,900$54,310
Federal locality pay area7Rest of U.S.Philadelphia-Reading-Camden, PA-NJ-DE-MD

Rent areas: Ogden, UT MSA and Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. Metro areas: Ogden, UT and Philadelphia-Camden-Wilmington, PA-NJ-DE-MD.

What costs more or less

Ogden, UTPhiladelphia, PA
Price level (U.S. = 100)OgdenPhiladelphia
Housing (rent)117.9113.1
Goods96.496.8
Utilities78.8114.4
Other services99.0103.1
Overall100.3102.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Ogden, UT → Philadelphia, PA

Same pay buys less

Buying power −2.2%; rent takes 24% of take-home; state tax −$464/yr.

62 Fair offer

Philadelphia, PA → Ogden, UT

Same pay goes further

Buying power +2.2%; rent takes 20% of take-home; state tax +$464/yr.

76 Strong offer

On the GS pay scale?

Ogden, UT is in the Rest of U.S. pay area; Philadelphia, PA is in Philadelphia-Reading-Camden, PA-NJ-DE-MD. The last column shows what a transfer from Ogden, UT to Philadelphia, PA at the same grade and step does to real buying power.

Grade5,2Ogden, UTPhiladelphia, PAReal change, Ogden → Philadelphia
GS-9 step 1$61,722$68,013+7.8%
GS-11 step 1$74,678$82,289+7.8%
GS-12 step 1$89,508$98,630+7.8%
GS-13 step 1$106,437$117,284+7.8%
GS-14 step 1$125,776$138,595+7.8%

Pay for common jobs

Median annual pay4Ogden, UTPhiladelphia, PAPhiladelphia pay in Ogden dollars
Elementary School Teachers, Except Special Education$63,910$78,570$76,881 (+20.3%)
Software Developers$109,880$133,040$130,180 (+18.5%)
Accountants and Auditors$82,010$85,990$84,141 (+2.6%)
Registered Nurses$81,840$101,180$99,005 (+21.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.