City comparison
Ogden, UT vs Oxnard, CA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Oxnard, CA are 10.1% higher than in Ogden, UT. Someone earning $100,000 in Ogden, UT would need about $110,100 in Oxnard, CA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $2,250 a month in Oxnard, CA versus $1,281 in Ogden, UT. On $100,000, that's 36% of take-home pay in Oxnard, CA and 20% in Ogden, UT.
- On $100,000, estimated state income tax is about $1,536 a year higher in Oxnard, CA than in Ogden, UT.
- For federal employees, locality pay changes a GS-13 step 1 salary by +16.6% moving from Ogden, UT to Oxnard, CA ($106,437 → $124,085), while prices change by +10.1%. Net effect of the transfer: +5.8% in real buying power.
- Ogden, UT: price level 100.3 (about average)
- Oxnard, CA: price level 110.5 (much pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Ogden, UT | Oxnard, CA | |
|---|---|---|
| Price level (U.S. = 100)2 | 100.3 | 110.5 |
| $100,000 is worth, in the other city2 | $110,150 in Oxnard | $90,786 in Ogden |
| Typical 1-bedroom rent3 | $1,281/mo | $2,250/mo |
| Take-home on $100,00014,15,8 | $75,646 | $74,110 |
| State income tax on $100,000 (estimate)8 | $3,534 (UT) | $5,070 (CA) |
| Rent burden on $100,000 | 20% | 36% |
| Median pay, all jobs4 | $48,900 | $52,510 |
| Federal locality pay area7 | Rest of U.S. | Los Angeles-Long Beach, CA |
Rent areas: Ogden, UT MSA and Oxnard-Thousand Oaks-Ventura, CA MSA. Metro areas: Ogden, UT and Oxnard-Thousand Oaks-Ventura, CA.
What costs more or less
| Price level (U.S. = 100) | Ogden | Oxnard |
|---|---|---|
| Housing (rent) | 117.9 | 171.1 |
| Goods | 96.4 | 105.2 |
| Utilities | 78.8 | 152.9 |
| Other services | 99.0 | 100.3 |
| Overall | 100.3 | 110.5 |
Moving with the same $100,000 salary
Ogden, UT → Oxnard, CA
Same pay buys less
Buying power −9.2%; rent takes 36% of take-home; state tax +$1,536/yr.
23 Weak offer
Oxnard, CA → Ogden, UT
Same pay goes further
Buying power +10.1%; rent takes 20% of take-home; state tax −$1,536/yr.
100 Strong offer
On the GS pay scale?
Ogden, UT is in the Rest of U.S. pay area; Oxnard, CA is in Los Angeles-Long Beach, CA. The last column shows what a transfer from Ogden, UT to Oxnard, CA at the same grade and step does to real buying power.
| Grade5,2 | Ogden, UT | Oxnard, CA | Real change, Ogden → Oxnard |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $71,957 | +5.8% |
| GS-11 step 1 | $74,678 | $87,061 | +5.8% |
| GS-12 step 1 | $89,508 | $104,349 | +5.8% |
| GS-13 step 1 | $106,437 | $124,085 | +5.8% |
| GS-14 step 1 | $125,776 | $146,632 | +5.8% |
Pay for common jobs
| Median annual pay4 | Ogden, UT | Oxnard, CA | Oxnard pay in Ogden dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $63,910 | $99,420 | $90,259 (+41.2%) |
| Software Developers | $109,880 | $159,430 | $144,740 (+31.7%) |
| Accountants and Auditors | $82,010 | $90,340 | $82,016 (+0.0%) |
| Registered Nurses | $81,840 | $131,160 | $119,074 (+45.5%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.