City comparison
Ocala, FL vs Sioux Falls, SD
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Ocala, FL are 5.1% higher than in Sioux Falls, SD. Someone earning $100,000 in Sioux Falls, SD would need about $105,100 in Ocala, FL to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,172 a month in Ocala, FL versus $986 in Sioux Falls, SD. On $100,000, that's 18% of take-home pay in Ocala, FL and 15% in Sioux Falls, SD.
- Estimated state income tax on $100,000 is close: $0 a year in FL and $0 in SD.
- Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Ocala, FL to Sioux Falls, SD changes real buying power by +5.1%, purely from prices.
- Ocala, FL: price level 95.2 (cheaper)
- Sioux Falls, SD: price level 90.6 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Ocala, FL | Sioux Falls, SD | |
|---|---|---|
| Price level (U.S. = 100)2 | 95.2 | 90.6 |
| $100,000 is worth, in the other city2 | $95,167 in Sioux Falls | $105,079 in Ocala |
| Typical 1-bedroom rent3 | $1,172/mo | $986/mo |
| Take-home on $100,00014,15,8 | $79,180 | $79,180 |
| State income tax on $100,000 (estimate)8 | $0 (FL) | $0 (SD) |
| Rent burden on $100,000 | 18% | 15% |
| Median pay, all jobs4 | $43,990 | $47,970 |
| Federal locality pay area7 | Rest of U.S. | Rest of U.S. |
Rent areas: Ocala, FL MSA and Sioux Falls, SD HUD Metro FMR Area. Metro areas: Ocala, FL and Sioux Falls, SD-MN.
What costs more or less
| Price level (U.S. = 100) | Ocala | Sioux Falls |
|---|---|---|
| Housing (rent) | 86.2 | 77.6 |
| Goods | 96.2 | 95.5 |
| Utilities | 87.1 | 80.7 |
| Other services | 98.9 | 91.9 |
| Overall | 95.2 | 90.6 |
Moving with the same $100,000 salary
Ocala, FL → Sioux Falls, SD
Same pay goes further
Buying power +5.1%; rent takes 15% of take-home; state tax +$0/yr.
85 Strong offer
Sioux Falls, SD → Ocala, FL
Same pay buys less
Buying power −4.8%; rent takes 18% of take-home; state tax +$0/yr.
54 Fair offer
On the GS pay scale?
Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Ocala, FL to Sioux Falls, SD at the same grade and step does to real buying power.
| Grade5,2 | Ocala, FL | Sioux Falls, SD | Real change, Ocala → Sioux Falls |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $61,722 | +5.1% |
| GS-11 step 1 | $74,678 | $74,678 | +5.1% |
| GS-12 step 1 | $89,508 | $89,508 | +5.1% |
| GS-13 step 1 | $106,437 | $106,437 | +5.1% |
| GS-14 step 1 | $125,776 | $125,776 | +5.1% |
Pay for common jobs
| Median annual pay4 | Ocala, FL | Sioux Falls, SD | Sioux Falls pay in Ocala dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $57,540 | $50,040 | $52,581 (−8.6%) |
| Software Developers | $112,780 | $101,040 | $106,172 (−5.9%) |
| Accountants and Auditors | $74,370 | $80,920 | $85,030 (+14.3%) |
| Registered Nurses | $79,230 | $75,350 | $79,177 (−0.1%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.