City comparison
Ocala, FL vs San Antonio, TX
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Overall prices in Ocala, FL (95.2) and San Antonio, TX (94.7, U.S. average = 100) are within 1% of each other, so $100,000 in Ocala, FL goes as far as $99,500 in San Antonio, TX.
- Typical 1-bedroom rents are close: $1,172 a month in Ocala, FL and $1,177 in San Antonio, TX.
- Estimated state income tax on $100,000 is close: $0 a year in FL and $0 in TX.
- For federal employees, locality pay changes a GS-13 step 1 salary by +1.5% moving from Ocala, FL to San Antonio, TX ($106,437 → $108,001), while prices change by −0.5%. Net effect of the transfer: +2.0% in real buying power.
- Ocala, FL: price level 95.2 (cheaper)
- San Antonio, TX: price level 94.7 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Ocala, FL | San Antonio, TX | |
|---|---|---|
| Price level (U.S. = 100)2 | 95.2 | 94.7 |
| $100,000 is worth, in the other city2 | $99,456 in San Antonio | $100,547 in Ocala |
| Typical 1-bedroom rent3 | $1,172/mo | $1,177/mo |
| Take-home on $100,00014,15,8 | $79,180 | $79,180 |
| State income tax on $100,000 (estimate)8 | $0 (FL) | $0 (TX) |
| Rent burden on $100,000 | 18% | 18% |
| Median pay, all jobs4 | $43,990 | $47,010 |
| Federal locality pay area7 | Rest of U.S. | San Antonio-New Braunfels-Pearsall, TX |
Rent areas: Ocala, FL MSA and San Antonio-New Braunfels, TX HUD Metro FMR Area. Metro areas: Ocala, FL and San Antonio-New Braunfels, TX.
What costs more or less
| Price level (U.S. = 100) | Ocala | San Antonio |
|---|---|---|
| Housing (rent) | 86.2 | 94.6 |
| Goods | 96.2 | 93.8 |
| Utilities | 87.1 | 82.2 |
| Other services | 98.9 | 96.2 |
| Overall | 95.2 | 94.7 |
Moving with the same $100,000 salary
Ocala, FL → San Antonio, TX
Roughly even
Buying power +0.5%; rent takes 18% of take-home; state tax +$0/yr.
70 Strong offer
San Antonio, TX → Ocala, FL
Roughly even
Buying power −0.5%; rent takes 18% of take-home; state tax +$0/yr.
67 Fair offer
On the GS pay scale?
Ocala, FL is in the Rest of U.S. pay area; San Antonio, TX is in San Antonio-New Braunfels-Pearsall, TX. The last column shows what a transfer from Ocala, FL to San Antonio, TX at the same grade and step does to real buying power.
| Grade5,2 | Ocala, FL | San Antonio, TX | Real change, Ocala → San Antonio |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $62,629 | +2.0% |
| GS-11 step 1 | $74,678 | $75,776 | +2.0% |
| GS-12 step 1 | $89,508 | $90,823 | +2.0% |
| GS-13 step 1 | $106,437 | $108,001 | +2.0% |
| GS-14 step 1 | $125,776 | $127,624 | +2.0% |
Pay for common jobs
| Median annual pay4 | Ocala, FL | San Antonio, TX | San Antonio pay in Ocala dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $57,540 | $61,720 | $62,058 (+7.9%) |
| Software Developers | $112,780 | $128,430 | $129,132 (+14.5%) |
| Accountants and Auditors | $74,370 | $78,650 | $79,080 (+6.3%) |
| Registered Nurses | $79,230 | $94,370 | $94,886 (+19.8%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.