City comparison
Ocala, FL vs Portland, OR
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Portland, OR are 10.7% higher than in Ocala, FL. Someone earning $100,000 in Ocala, FL would need about $110,700 in Portland, OR to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,677 a month in Portland, OR versus $1,172 in Ocala, FL. On $100,000, that's 28% of take-home pay in Portland, OR and 18% in Ocala, FL.
- On $100,000, estimated state income tax is about $7,920 a year higher in Portland, OR than in Ocala, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by +7.7% moving from Ocala, FL to Portland, OR ($106,437 → $114,684), while prices change by +10.7%. Net effect of the transfer: −2.7% in real buying power.
- Ocala, FL: price level 95.2 (cheaper)
- Portland, OR: price level 105.4 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Ocala, FL | Portland, OR | |
|---|---|---|
| Price level (U.S. = 100)2 | 95.2 | 105.4 |
| $100,000 is worth, in the other city2 | $110,697 in Portland | $90,337 in Ocala |
| Typical 1-bedroom rent3 | $1,172/mo | $1,677/mo |
| Take-home on $100,00014,15,8 | $79,180 | $71,260 |
| State income tax on $100,000 (estimate)8 | $0 (FL) | $7,920 (OR) |
| Rent burden on $100,000 | 18% | 28% |
| Median pay, all jobs4 | $43,990 | $60,690 |
| Federal locality pay area7 | Rest of U.S. | Portland-Vancouver-Salem, OR-WA |
Rent areas: Ocala, FL MSA and Portland-Vancouver-Hillsboro, OR-WA MSA. Metro areas: Ocala, FL and Portland-Vancouver-Hillsboro, OR-WA.
What costs more or less
| Price level (U.S. = 100) | Ocala | Portland |
|---|---|---|
| Housing (rent) | 86.2 | 125.1 |
| Goods | 96.2 | 105.2 |
| Utilities | 87.1 | 107.0 |
| Other services | 98.9 | 100.1 |
| Overall | 95.2 | 105.4 |
Moving with the same $100,000 salary
Ocala, FL → Portland, OR
Same pay buys less
Buying power −9.7%; rent takes 28% of take-home; state tax +$7,920/yr.
34 Weak offer
Portland, OR → Ocala, FL
Same pay goes further
Buying power +10.7%; rent takes 18% of take-home; state tax −$7,920/yr.
100 Strong offer
On the GS pay scale?
Ocala, FL is in the Rest of U.S. pay area; Portland, OR is in Portland-Vancouver-Salem, OR-WA. The last column shows what a transfer from Ocala, FL to Portland, OR at the same grade and step does to real buying power.
| Grade5,2 | Ocala, FL | Portland, OR | Real change, Ocala → Portland |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $66,505 | −2.7% |
| GS-11 step 1 | $74,678 | $80,465 | −2.7% |
| GS-12 step 1 | $89,508 | $96,443 | −2.7% |
| GS-13 step 1 | $106,437 | $114,684 | −2.7% |
| GS-14 step 1 | $125,776 | $135,522 | −2.7% |
Pay for common jobs
| Median annual pay4 | Ocala, FL | Portland, OR | Portland pay in Ocala dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $57,540 | $82,330 | $74,374 (+29.3%) |
| Software Developers | $112,780 | $156,000 | $140,925 (+25.0%) |
| Accountants and Auditors | $74,370 | $92,200 | $83,291 (+12.0%) |
| Registered Nurses | $79,230 | $130,310 | $117,718 (+48.6%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.