City comparison
Ocala, FL vs Olympia, WA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Olympia, WA are 8.9% higher than in Ocala, FL. Someone earning $100,000 in Ocala, FL would need about $108,900 in Olympia, WA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,682 a month in Olympia, WA versus $1,172 in Ocala, FL. On $100,000, that's 25% of take-home pay in Olympia, WA and 18% in Ocala, FL.
- Estimated state income tax on $100,000 is close: $0 a year in FL and $0 in WA.
- For federal employees, locality pay changes a GS-13 step 1 salary by +12.4% moving from Ocala, FL to Olympia, WA ($106,437 → $119,630), while prices change by +8.9%. Net effect of the transfer: +3.2% in real buying power.
- Ocala, FL: price level 95.2 (cheaper)
- Olympia, WA: price level 103.7 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Ocala, FL | Olympia, WA | |
|---|---|---|
| Price level (U.S. = 100)2 | 95.2 | 103.7 |
| $100,000 is worth, in the other city2 | $108,858 in Olympia | $91,863 in Ocala |
| Typical 1-bedroom rent3 | $1,172/mo | $1,682/mo |
| Take-home on $100,00014,15,8 | $79,180 | $79,180 |
| State income tax on $100,000 (estimate)8 | $0 (FL) | $0 (WA) |
| Rent burden on $100,000 | 18% | 25% |
| Median pay, all jobs4 | $43,990 | $61,960 |
| Federal locality pay area7 | Rest of U.S. | Seattle-Tacoma, WA |
Rent areas: Ocala, FL MSA and Olympia-Lacey-Tumwater, WA MSA. Metro areas: Ocala, FL and Olympia-Lacey-Tumwater, WA.
What costs more or less
| Price level (U.S. = 100) | Ocala | Olympia |
|---|---|---|
| Housing (rent) | 86.2 | 116.7 |
| Goods | 96.2 | 105.0 |
| Utilities | 87.1 | 91.7 |
| Other services | 98.9 | 99.5 |
| Overall | 95.2 | 103.7 |
Moving with the same $100,000 salary
Ocala, FL → Olympia, WA
Same pay buys less
Buying power −8.1%; rent takes 25% of take-home; state tax +$0/yr.
43 Weak offer
Olympia, WA → Ocala, FL
Same pay goes further
Buying power +8.9%; rent takes 18% of take-home; state tax +$0/yr.
96 Strong offer
On the GS pay scale?
Ocala, FL is in the Rest of U.S. pay area; Olympia, WA is in Seattle-Tacoma, WA. The last column shows what a transfer from Ocala, FL to Olympia, WA at the same grade and step does to real buying power.
| Grade5,2 | Ocala, FL | Olympia, WA | Real change, Ocala → Olympia |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $69,373 | +3.2% |
| GS-11 step 1 | $74,678 | $83,935 | +3.2% |
| GS-12 step 1 | $89,508 | $100,602 | +3.2% |
| GS-13 step 1 | $106,437 | $119,630 | +3.2% |
| GS-14 step 1 | $125,776 | $141,367 | +3.2% |
Pay for common jobs
| Median annual pay4 | Ocala, FL | Olympia, WA | Olympia pay in Ocala dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $57,540 | $104,650 | $96,134 (+67.1%) |
| Software Developers | $112,780 | $124,060 | $113,965 (+1.1%) |
| Accountants and Auditors | $74,370 | $94,470 | $86,783 (+16.7%) |
| Registered Nurses | $79,230 | $125,020 | $114,847 (+45.0%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.