City comparison
Ocala, FL vs Ogden, UT
What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.
Key findings
- Prices in Ogden, UT are 5.4% higher than in Ocala, FL. Someone earning $100,000 in Ocala, FL would need about $105,400 in Ogden, UT to live the same way.
- Rent differs too: a typical 1-bedroom costs $1,281 a month in Ogden, UT versus $1,172 in Ocala, FL. On $100,000, that's 20% of take-home pay in Ogden, UT and 18% in Ocala, FL.
- On $100,000, estimated state income tax is about $3,534 a year higher in Ogden, UT than in Ocala, FL.
- Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Ocala, FL to Ogden, UT changes real buying power by −5.1%, purely from prices.
- Ocala, FL: price level 95.2 (cheaper)
- Ogden, UT: price level 100.3 (about average)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Ocala, FL | Ogden, UT | |
|---|---|---|
| Price level (U.S. = 100)2 | 95.2 | 100.3 |
| $100,000 is worth, in the other city2 | $105,371 in Ogden | $94,903 in Ocala |
| Typical 1-bedroom rent3 | $1,172/mo | $1,281/mo |
| Take-home on $100,00014,15,8 | $79,180 | $75,646 |
| State income tax on $100,000 (estimate)8 | $0 (FL) | $3,534 (UT) |
| Rent burden on $100,000 | 18% | 20% |
| Median pay, all jobs4 | $43,990 | $48,900 |
| Federal locality pay area7 | Rest of U.S. | Rest of U.S. |
Rent areas: Ocala, FL MSA and Ogden, UT MSA. Metro areas: Ocala, FL and Ogden, UT.
What costs more or less
| Price level (U.S. = 100) | Ocala | Ogden |
|---|---|---|
| Housing (rent) | 86.2 | 117.9 |
| Goods | 96.2 | 96.4 |
| Utilities | 87.1 | 78.8 |
| Other services | 98.9 | 99.0 |
| Overall | 95.2 | 100.3 |
Moving with the same $100,000 salary
Ocala, FL → Ogden, UT
Same pay buys less
Buying power −5.1%; rent takes 20% of take-home; state tax +$3,534/yr.
53 Fair offer
Ogden, UT → Ocala, FL
Same pay goes further
Buying power +5.4%; rent takes 18% of take-home; state tax −$3,534/yr.
86 Strong offer
Federal employees: GS pay
Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Ocala, FL to Ogden, UT at the same grade and step does to real buying power.
| Grade5,2 | Ocala, FL | Ogden, UT | Real change, Ocala → Ogden |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $61,722 | −5.1% |
| GS-11 step 1 | $74,678 | $74,678 | −5.1% |
| GS-12 step 1 | $89,508 | $89,508 | −5.1% |
| GS-13 step 1 | $106,437 | $106,437 | −5.1% |
| GS-14 step 1 | $125,776 | $125,776 | −5.1% |
Pay for common jobs
| Median annual pay4 | Ocala, FL | Ogden, UT | Ogden pay in Ocala dollars |
|---|---|---|---|
| Information Security Analysts | not published | $87,960 | — |
| Software Developers | $112,780 | $109,880 | $104,279 (−7.5%) |
| Accountants and Auditors | $74,370 | $82,010 | $77,830 (+4.7%) |
| Registered Nurses | $79,230 | $81,840 | $77,668 (−2.0%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.