City comparison

New York, NY vs Urban Honolulu, HI

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in New York, NY are 1.4% higher than in Urban Honolulu, HI. Someone earning $100,000 in Urban Honolulu, HI would need about $101,400 in New York, NY to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,655 a month in New York, NY versus $2,016 in Urban Honolulu, HI. On $100,000, that's 43% of take-home pay in New York, NY and 33% in Urban Honolulu, HI.
  • On $100,000, estimated state income tax is about $1,210 a year higher in Urban Honolulu, HI than in New York, NY.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −11.4% moving from New York, NY to Urban Honolulu, HI ($125,431 → $111,119), while prices change by −1.4%. Net effect of the transfer: −10.1% in real buying power.
New YorkUrban Honolulu
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • New York, NY: price level 112.6 (much pricier)
  • Urban Honolulu, HI: price level 111.0 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

New York, NYUrban Honolulu, HI
Price level (U.S. = 100)2112.6111.0
$100,000 is worth, in the other city2$98,577 in Urban Honolulu$101,444 in New York
Typical 1-bedroom rent3$2,655/mo$2,016/mo
Take-home on $100,00014,15,8$74,320$73,110
State income tax on $100,000 (estimate)8$4,860 (NY)$6,070 (HI)
Rent burden on $100,00043%33%
Median pay, all jobs4$61,430$57,220
Federal locality pay area7New York-Newark, NY-NJ-CT-PAState of Hawaii

Rent areas: New York, NY HUD Metro FMR Area and Urban Honolulu, HI MSA. Metro areas: New York-Newark-Jersey City, NY-NJ and Urban Honolulu, HI.

What costs more or less

New York, NYUrban Honolulu, HI
Price level (U.S. = 100)New YorkUrban Honolulu
Housing (rent)148.6135.5
Goods110.3111.6
Utilities127.0187.3
Other services105.8102.9
Overall112.6111.0
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

New York, NY → Urban Honolulu, HI

Roughly even

Buying power +1.4%; rent takes 33% of take-home; state tax +$1,210/yr.

61 Fair offer

Urban Honolulu, HI → New York, NY

Roughly even

Buying power −1.4%; rent takes 43% of take-home; state tax −$1,210/yr.

37 Weak offer

On the GS pay scale?

New York, NY is in the New York-Newark, NY-NJ-CT-PA pay area; Urban Honolulu, HI is in State of Hawaii. The last column shows what a transfer from New York, NY to Urban Honolulu, HI at the same grade and step does to real buying power.

Grade5,2New York, NYUrban Honolulu, HIReal change, New York → Urban Honolulu
GS-9 step 1$72,737$64,438−10.1%
GS-11 step 1$88,005$77,964−10.1%
GS-12 step 1$105,481$93,445−10.1%
GS-13 step 1$125,431$111,119−10.1%
GS-14 step 1$148,222$131,310−10.1%

Pay for common jobs

Median annual pay4New York, NYUrban Honolulu, HIUrban Honolulu pay in New York dollars
Elementary School Teachers, Except Special Education$96,900$73,080$74,135 (−23.5%)
Software Developers$166,830$120,230$121,966 (−26.9%)
Accountants and Auditors$105,650$74,990$76,073 (−28.0%)
Registered Nurses$119,720$139,260$141,271 (+18.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.