City comparison

New Haven, CT vs San Luis Obispo, CA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in San Luis Obispo, CA are 3.9% higher than in New Haven, CT. Someone earning $100,000 in New Haven, CT would need about $103,900 in San Luis Obispo, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,914 a month in San Luis Obispo, CA versus $1,591 in New Haven, CT. On $100,000, that's 31% of take-home pay in San Luis Obispo, CA and 25% in New Haven, CT.
  • On $100,000, estimated state income tax is about $1,145 a year higher in San Luis Obispo, CA than in New Haven, CT.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −1.1% moving from New Haven, CT to San Luis Obispo, CA ($125,431 → $124,085), while prices change by +3.9%. Net effect of the transfer: −4.8% in real buying power.
New HavenSan Luis Obispo
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • New Haven, CT: price level 104.6 (pricier)
  • San Luis Obispo, CA: price level 108.6 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

New Haven, CTSan Luis Obispo, CA
Price level (U.S. = 100)2104.6108.6
$100,000 is worth, in the other city2$103,861 in San Luis Obispo$96,283 in New Haven
Typical 1-bedroom rent3$1,591/mo$1,914/mo
Take-home on $100,00014,15,8$75,255$74,110
State income tax on $100,000 (estimate)8$3,925 (CT)$5,070 (CA)
Rent burden on $100,00025%31%
Median pay, all jobs4$60,060$50,770
Federal locality pay area7New York-Newark, NY-NJ-CT-PALos Angeles-Long Beach, CA

Rent areas: New Haven, CT MSA and San Luis Obispo-Paso Robles, CA MSA. Metro areas: New Haven, CT and San Luis Obispo-Paso Robles, CA.

What costs more or less

New Haven, CTSan Luis Obispo, CA
Price level (U.S. = 100)New HavenSan Luis Obispo
Housing (rent)124.3144.4
Goods97.3105.2
Utilities144.8147.8
Other services102.7100.3
Overall104.6108.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

New Haven, CT → San Luis Obispo, CA

Same pay buys less

Buying power −3.7%; rent takes 31% of take-home; state tax +$1,145/yr.

48 Fair offer

San Luis Obispo, CA → New Haven, CT

Same pay goes further

Buying power +3.9%; rent takes 25% of take-home; state tax −$1,145/yr.

80 Strong offer

On the GS pay scale?

New Haven, CT is in the New York-Newark, NY-NJ-CT-PA pay area; San Luis Obispo, CA is in Los Angeles-Long Beach, CA. The last column shows what a transfer from New Haven, CT to San Luis Obispo, CA at the same grade and step does to real buying power.

Grade5,2New Haven, CTSan Luis Obispo, CAReal change, New Haven → San Luis Obispo
GS-9 step 1$72,737$71,957−4.7%
GS-11 step 1$88,005$87,061−4.8%
GS-12 step 1$105,481$104,349−4.8%
GS-13 step 1$125,431$124,085−4.8%
GS-14 step 1$148,222$146,632−4.8%

Pay for common jobs

Median annual pay4New Haven, CTSan Luis Obispo, CASan Luis Obispo pay in New Haven dollars
Elementary School Teachers, Except Special Education$79,820$97,620$93,991 (+17.8%)
Software Developers$133,040$135,020$130,001 (−2.3%)
Accountants and Auditors$94,960$88,160$84,883 (−10.6%)
Registered Nurses$104,490$138,820$133,659 (+27.9%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.