City comparison
Naples, FL vs Tampa, FL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Naples, FL are 2.3% higher than in Tampa, FL. Someone earning $100,000 in Tampa, FL would need about $102,300 in Naples, FL to live the same way.
- Rent differs too: a typical 1-bedroom costs $1,797 a month in Naples, FL versus $1,696 in Tampa, FL. On $100,000, that's 27% of take-home pay in Naples, FL and 26% in Tampa, FL.
- Both are in FL, so estimated state income tax is the same: $0 a year on $100,000.
- Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Naples, FL to Tampa, FL changes real buying power by +2.3%, purely from prices.
- Naples, FL: price level 103.2 (pricier)
- Tampa, FL: price level 100.9 (about average)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Naples, FL | Tampa, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 103.2 | 100.9 |
| $100,000 is worth, in the other city2 | $97,762 in Tampa | $102,290 in Naples |
| Typical 1-bedroom rent3 | $1,797/mo | $1,696/mo |
| Take-home on $100,00014,15,8 | $79,180 | $79,180 |
| State income tax on $100,000 (estimate)8 | $0 (FL) | $0 (FL) |
| Rent burden on $100,000 | 27% | 26% |
| Median pay, all jobs4 | $47,800 | $48,940 |
| Federal locality pay area7 | Rest of U.S. | Rest of U.S. |
Rent areas: Naples-Marco Island, FL MSA and Tampa-St. Petersburg-Clearwater, FL MSA. Metro areas: Naples-Marco Island, FL and Tampa-St. Petersburg-Clearwater, FL.
What costs more or less
| Price level (U.S. = 100) | Naples | Tampa |
|---|---|---|
| Housing (rent) | 129.4 | 125.8 |
| Goods | 96.2 | 95.5 |
| Utilities | 87.8 | 88.5 |
| Other services | 98.9 | 97.6 |
| Overall | 103.2 | 100.9 |
Moving with the same $100,000 salary
Naples, FL → Tampa, FL
Same pay goes further
Buying power +2.3%; rent takes 26% of take-home; state tax +$0/yr.
75 Strong offer
Tampa, FL → Naples, FL
Same pay buys less
Buying power −2.2%; rent takes 27% of take-home; state tax +$0/yr.
58 Fair offer
On the GS pay scale?
Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Naples, FL to Tampa, FL at the same grade and step does to real buying power.
| Grade5,2 | Naples, FL | Tampa, FL | Real change, Naples → Tampa |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $61,722 | +2.3% |
| GS-11 step 1 | $74,678 | $74,678 | +2.3% |
| GS-12 step 1 | $89,508 | $89,508 | +2.3% |
| GS-13 step 1 | $106,437 | $106,437 | +2.3% |
| GS-14 step 1 | $125,776 | $125,776 | +2.3% |
Pay for common jobs
| Median annual pay4 | Naples, FL | Tampa, FL | Tampa pay in Naples dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $60,470 | $60,120 | $61,497 (+1.7%) |
| Software Developers | $130,730 | $130,450 | $133,437 (+2.1%) |
| Accountants and Auditors | $84,570 | $78,990 | $80,799 (−4.5%) |
| Registered Nurses | $93,330 | $85,470 | $87,427 (−6.3%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.