City comparison
Naples, FL vs Spokane, WA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Naples, FL are 2.8% higher than in Spokane, WA. Someone earning $100,000 in Spokane, WA would need about $102,800 in Naples, FL to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,797 a month in Naples, FL versus $1,193 in Spokane, WA. On $100,000, that's 27% of take-home pay in Naples, FL and 18% in Spokane, WA.
- Estimated state income tax on $100,000 is close: $0 a year in FL and $0 in WA.
- For federal employees, locality pay changes a GS-13 step 1 salary by +0.5% moving from Naples, FL to Spokane, WA ($106,437 → $106,991), while prices change by −2.8%. Net effect of the transfer: +3.4% in real buying power.
- Naples, FL: price level 103.2 (pricier)
- Spokane, WA: price level 100.3 (about average)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Naples, FL | Spokane, WA | |
|---|---|---|
| Price level (U.S. = 100)2 | 103.2 | 100.3 |
| $100,000 is worth, in the other city2 | $97,234 in Spokane | $102,844 in Naples |
| Typical 1-bedroom rent3 | $1,797/mo | $1,193/mo |
| Take-home on $100,00014,15,8 | $79,180 | $79,180 |
| State income tax on $100,000 (estimate)8 | $0 (FL) | $0 (WA) |
| Rent burden on $100,000 | 27% | 18% |
| Median pay, all jobs4 | $47,800 | $54,660 |
| Federal locality pay area7 | Rest of U.S. | Spokane-Spokane Valley-Coeur d'Alene, WA-ID |
Rent areas: Naples-Marco Island, FL MSA and Spokane, WA HUD Metro FMR Area. Metro areas: Naples-Marco Island, FL and Spokane-Spokane Valley, WA.
What costs more or less
| Price level (U.S. = 100) | Naples | Spokane |
|---|---|---|
| Housing (rent) | 129.4 | 97.1 |
| Goods | 96.2 | 105.0 |
| Utilities | 87.8 | 91.2 |
| Other services | 98.9 | 99.5 |
| Overall | 103.2 | 100.3 |
Moving with the same $100,000 salary
Naples, FL → Spokane, WA
Same pay goes further
Buying power +2.8%; rent takes 18% of take-home; state tax +$0/yr.
78 Strong offer
Spokane, WA → Naples, FL
Same pay buys less
Buying power −2.8%; rent takes 27% of take-home; state tax +$0/yr.
57 Fair offer
On the GS pay scale?
Naples, FL is in the Rest of U.S. pay area; Spokane, WA is in Spokane-Spokane Valley-Coeur d'Alene, WA-ID. The last column shows what a transfer from Naples, FL to Spokane, WA at the same grade and step does to real buying power.
| Grade5,2 | Naples, FL | Spokane, WA | Real change, Naples → Spokane |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $62,044 | +3.4% |
| GS-11 step 1 | $74,678 | $75,068 | +3.4% |
| GS-12 step 1 | $89,508 | $89,974 | +3.4% |
| GS-13 step 1 | $106,437 | $106,991 | +3.4% |
| GS-14 step 1 | $125,776 | $126,432 | +3.4% |
Pay for common jobs
| Median annual pay4 | Naples, FL | Spokane, WA | Spokane pay in Naples dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $60,470 | $98,800 | $101,610 (+68.0%) |
| Software Developers | $130,730 | $130,690 | $134,407 (+2.8%) |
| Accountants and Auditors | $84,570 | $86,350 | $88,806 (+5.0%) |
| Registered Nurses | $93,330 | $111,750 | $114,928 (+23.1%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.