City comparison

Naples, FL vs Spartanburg, SC

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Naples, FL are 13.3% higher than in Spartanburg, SC. Someone earning $100,000 in Spartanburg, SC would need about $113,300 in Naples, FL to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,797 a month in Naples, FL versus $1,083 in Spartanburg, SC. On $100,000, that's 27% of take-home pay in Naples, FL and 17% in Spartanburg, SC.
  • On $100,000, estimated state income tax is about $4,843 a year higher in Spartanburg, SC than in Naples, FL.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Naples, FL to Spartanburg, SC changes real buying power by +13.3%, purely from prices.
NaplesSpartanburg
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Naples, FL: price level 103.2 (pricier)
  • Spartanburg, SC: price level 91.1 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Naples, FLSpartanburg, SC
Price level (U.S. = 100)2103.291.1
$100,000 is worth, in the other city2$88,228 in Spartanburg$113,343 in Naples
Typical 1-bedroom rent3$1,797/mo$1,083/mo
Take-home on $100,00014,15,8$79,180$74,337
State income tax on $100,000 (estimate)8$0 (FL)$4,843 (SC)
Rent burden on $100,00027%17%
Median pay, all jobs4$47,800$47,650
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Naples-Marco Island, FL MSA and Spartanburg, SC HUD Metro FMR Area. Metro areas: Naples-Marco Island, FL and Spartanburg, SC.

What costs more or less

Naples, FLSpartanburg, SC
Price level (U.S. = 100)NaplesSpartanburg
Housing (rent)129.468.0
Goods96.296.3
Utilities87.888.3
Other services98.998.3
Overall103.291.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Naples, FL → Spartanburg, SC

Same pay goes further

Buying power +13.3%; rent takes 17% of take-home; state tax +$4,843/yr.

100 Strong offer

Spartanburg, SC → Naples, FL

Same pay buys less

Buying power −11.8%; rent takes 27% of take-home; state tax −$4,843/yr.

34 Weak offer

On the GS pay scale?

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Naples, FL to Spartanburg, SC at the same grade and step does to real buying power.

Grade5,2Naples, FLSpartanburg, SCReal change, Naples → Spartanburg
GS-9 step 1$61,722$61,722+13.3%
GS-11 step 1$74,678$74,678+13.3%
GS-12 step 1$89,508$89,508+13.3%
GS-13 step 1$106,437$106,437+13.3%
GS-14 step 1$125,776$125,776+13.3%

Pay for common jobs

Median annual pay4Naples, FLSpartanburg, SCSpartanburg pay in Naples dollars
Elementary School Teachers, Except Special Education$60,470$60,990$69,128 (+14.3%)
Software Developers$130,730$114,460$129,732 (−0.8%)
Accountants and Auditors$84,570$77,080$87,365 (+3.3%)
Registered Nurses$93,330$82,360$93,349 (+0.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.