City comparison
Naples, FL vs Sacramento, CA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Sacramento, CA are 3.4% higher than in Naples, FL. Someone earning $100,000 in Naples, FL would need about $103,400 in Sacramento, CA to live the same way.
- Typical 1-bedroom rents are close: $1,797 a month in Naples, FL and $1,832 in Sacramento, CA.
- On $100,000, estimated state income tax is about $5,070 a year higher in Sacramento, CA than in Naples, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by +10.8% moving from Naples, FL to Sacramento, CA ($106,437 → $117,984), while prices change by +3.4%. Net effect of the transfer: +7.2% in real buying power.
- Naples, FL: price level 103.2 (pricier)
- Sacramento, CA: price level 106.7 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Naples, FL | Sacramento, CA | |
|---|---|---|
| Price level (U.S. = 100)2 | 103.2 | 106.7 |
| $100,000 is worth, in the other city2 | $103,362 in Sacramento | $96,747 in Naples |
| Typical 1-bedroom rent3 | $1,797/mo | $1,832/mo |
| Take-home on $100,00014,15,8 | $79,180 | $74,110 |
| State income tax on $100,000 (estimate)8 | $0 (FL) | $5,070 (CA) |
| Rent burden on $100,000 | 27% | 30% |
| Median pay, all jobs4 | $47,800 | $59,750 |
| Federal locality pay area7 | Rest of U.S. | Sacramento-Roseville, CA-NV |
Rent areas: Naples-Marco Island, FL MSA and Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area. Metro areas: Naples-Marco Island, FL and Sacramento-Roseville-Folsom, CA.
What costs more or less
| Price level (U.S. = 100) | Naples | Sacramento |
|---|---|---|
| Housing (rent) | 129.4 | 130.2 |
| Goods | 96.2 | 105.2 |
| Utilities | 87.8 | 151.3 |
| Other services | 98.9 | 100.3 |
| Overall | 103.2 | 106.7 |
Moving with the same $100,000 salary
Naples, FL → Sacramento, CA
Same pay buys less
Buying power −3.3%; rent takes 30% of take-home; state tax +$5,070/yr.
52 Fair offer
Sacramento, CA → Naples, FL
Same pay goes further
Buying power +3.4%; rent takes 27% of take-home; state tax −$5,070/yr.
76 Strong offer
On the GS pay scale?
Naples, FL is in the Rest of U.S. pay area; Sacramento, CA is in Sacramento-Roseville, CA-NV. The last column shows what a transfer from Naples, FL to Sacramento, CA at the same grade and step does to real buying power.
| Grade5,2 | Naples, FL | Sacramento, CA | Real change, Naples → Sacramento |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $68,419 | +7.2% |
| GS-11 step 1 | $74,678 | $82,780 | +7.2% |
| GS-12 step 1 | $89,508 | $99,218 | +7.2% |
| GS-13 step 1 | $106,437 | $117,984 | +7.2% |
| GS-14 step 1 | $125,776 | $139,422 | +7.2% |
Pay for common jobs
| Median annual pay4 | Naples, FL | Sacramento, CA | Sacramento pay in Naples dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $60,470 | $103,390 | $100,027 (+65.4%) |
| Software Developers | $130,730 | $139,640 | $135,097 (+3.3%) |
| Accountants and Auditors | $84,570 | $92,110 | $89,114 (+5.4%) |
| Registered Nurses | $93,330 | $171,460 | $165,882 (+77.7%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.