City comparison
Naples, FL vs Portland, ME
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Naples, FL are 1.3% higher than in Portland, ME. Someone earning $100,000 in Portland, ME would need about $101,300 in Naples, FL to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,797 a month in Naples, FL versus $1,658 in Portland, ME. On $100,000, that's 27% of take-home pay in Naples, FL and 27% in Portland, ME.
- On $100,000, estimated state income tax is about $5,654 a year higher in Portland, ME than in Naples, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by +13.3% moving from Naples, FL to Portland, ME ($106,437 → $120,548), while prices change by −1.3%. Net effect of the transfer: +14.7% in real buying power.
- Naples, FL: price level 103.2 (pricier)
- Portland, ME: price level 101.9 (about average)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Naples, FL | Portland, ME | |
|---|---|---|
| Price level (U.S. = 100)2 | 103.2 | 101.9 |
| $100,000 is worth, in the other city2 | $98,700 in Portland | $101,318 in Naples |
| Typical 1-bedroom rent3 | $1,797/mo | $1,658/mo |
| Take-home on $100,00014,15,8 | $79,180 | $73,526 |
| State income tax on $100,000 (estimate)8 | $0 (FL) | $5,654 (ME) |
| Rent burden on $100,000 | 27% | 27% |
| Median pay, all jobs4 | $47,800 | $56,960 |
| Federal locality pay area7 | Rest of U.S. | Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT |
Rent areas: Naples-Marco Island, FL MSA and Portland, ME HUD Metro FMR Area. Metro areas: Naples-Marco Island, FL and Portland-South Portland, ME.
What costs more or less
| Price level (U.S. = 100) | Naples | Portland |
|---|---|---|
| Housing (rent) | 129.4 | 105.2 |
| Goods | 96.2 | 97.2 |
| Utilities | 87.8 | 134.6 |
| Other services | 98.9 | 103.2 |
| Overall | 103.2 | 101.9 |
Moving with the same $100,000 salary
Naples, FL → Portland, ME
Roughly even
Buying power +1.3%; rent takes 27% of take-home; state tax +$5,654/yr.
70 Fair offer
Portland, ME → Naples, FL
Roughly even
Buying power −1.3%; rent takes 27% of take-home; state tax −$5,654/yr.
61 Fair offer
On the GS pay scale?
Naples, FL is in the Rest of U.S. pay area; Portland, ME is in Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT. The last column shows what a transfer from Naples, FL to Portland, ME at the same grade and step does to real buying power.
| Grade5,2 | Naples, FL | Portland, ME | Real change, Naples → Portland |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $69,905 | +14.8% |
| GS-11 step 1 | $74,678 | $84,579 | +14.8% |
| GS-12 step 1 | $89,508 | $101,375 | +14.8% |
| GS-13 step 1 | $106,437 | $120,548 | +14.7% |
| GS-14 step 1 | $125,776 | $142,452 | +14.8% |
Pay for common jobs
| Median annual pay4 | Naples, FL | Portland, ME | Portland pay in Naples dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $60,470 | $76,770 | $77,781 (+28.6%) |
| Software Developers | $130,730 | $128,710 | $130,406 (−0.2%) |
| Accountants and Auditors | $84,570 | $79,790 | $80,841 (−4.4%) |
| Registered Nurses | $93,330 | $88,470 | $89,636 (−4.0%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.