City comparison
Naples, FL vs Omaha, NE
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Naples, FL are 12.3% higher than in Omaha, NE. Someone earning $100,000 in Omaha, NE would need about $112,300 in Naples, FL to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,797 a month in Naples, FL versus $1,148 in Omaha, NE. On $100,000, that's 27% of take-home pay in Naples, FL and 18% in Omaha, NE.
- On $100,000, estimated state income tax is about $3,670 a year higher in Omaha, NE than in Naples, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by +1.0% moving from Naples, FL to Omaha, NE ($106,437 → $107,501), while prices change by −10.9%. Net effect of the transfer: +13.4% in real buying power.
- Naples, FL: price level 103.2 (pricier)
- Omaha, NE: price level 91.9 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Naples, FL | Omaha, NE | |
|---|---|---|
| Price level (U.S. = 100)2 | 103.2 | 91.9 |
| $100,000 is worth, in the other city2 | $89,061 in Omaha | $112,283 in Naples |
| Typical 1-bedroom rent3 | $1,797/mo | $1,148/mo |
| Take-home on $100,00014,15,8 | $79,180 | $75,510 |
| State income tax on $100,000 (estimate)8 | $0 (FL) | $3,670 (NE) |
| Rent burden on $100,000 | 27% | 18% |
| Median pay, all jobs4 | $47,800 | $49,660 |
| Federal locality pay area7 | Rest of U.S. | Omaha-Council Bluffs-Fremont, NE-IA |
Rent areas: Naples-Marco Island, FL MSA and Omaha-Council Bluffs, NE-IA HUD Metro FMR Area. Metro areas: Naples-Marco Island, FL and Omaha, NE-IA.
What costs more or less
| Price level (U.S. = 100) | Naples | Omaha |
|---|---|---|
| Housing (rent) | 129.4 | 86.4 |
| Goods | 96.2 | 94.1 |
| Utilities | 87.8 | 76.4 |
| Other services | 98.9 | 93.0 |
| Overall | 103.2 | 91.9 |
Moving with the same $100,000 salary
Naples, FL → Omaha, NE
Same pay goes further
Buying power +12.3%; rent takes 18% of take-home; state tax +$3,670/yr.
100 Strong offer
Omaha, NE → Naples, FL
Same pay buys less
Buying power −10.9%; rent takes 27% of take-home; state tax −$3,670/yr.
34 Weak offer
On the GS pay scale?
Naples, FL is in the Rest of U.S. pay area; Omaha, NE is in Omaha-Council Bluffs-Fremont, NE-IA. The last column shows what a transfer from Naples, FL to Omaha, NE at the same grade and step does to real buying power.
| Grade5,2 | Naples, FL | Omaha, NE | Real change, Naples → Omaha |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $62,339 | +13.4% |
| GS-11 step 1 | $74,678 | $75,425 | +13.4% |
| GS-12 step 1 | $89,508 | $90,402 | +13.4% |
| GS-13 step 1 | $106,437 | $107,501 | +13.4% |
| GS-14 step 1 | $125,776 | $127,033 | +13.4% |
Pay for common jobs
| Median annual pay4 | Naples, FL | Omaha, NE | Omaha pay in Naples dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $60,470 | $62,670 | $70,367 (+16.4%) |
| Software Developers | $130,730 | $125,220 | $140,600 (+7.6%) |
| Accountants and Auditors | $84,570 | $77,030 | $86,491 (+2.3%) |
| Registered Nurses | $93,330 | $84,600 | $94,991 (+1.8%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.