City comparison

Montgomery, AL vs Spartanburg, SC

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Spartanburg, SC are 1.5% higher than in Montgomery, AL. Someone earning $100,000 in Montgomery, AL would need about $101,500 in Spartanburg, SC to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,083 a month in Spartanburg, SC versus $870 in Montgomery, AL. On $100,000, that's 17% of take-home pay in Spartanburg, SC and 14% in Montgomery, AL.
  • Estimated state income tax on $100,000 is close: $4,735 a year in AL and $4,843 in SC.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Montgomery, AL to Spartanburg, SC changes real buying power by −1.5%, purely from prices.
MontgomerySpartanburg
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Montgomery, AL: price level 89.7 (much cheaper)
  • Spartanburg, SC: price level 91.1 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Montgomery, ALSpartanburg, SC
Price level (U.S. = 100)289.791.1
$100,000 is worth, in the other city2$101,527 in Spartanburg$98,496 in Montgomery
Typical 1-bedroom rent3$870/mo$1,083/mo
Take-home on $100,00014,15,8$74,445$74,337
State income tax on $100,000 (estimate)8$4,735 (AL)$4,843 (SC)
Rent burden on $100,00014%17%
Median pay, all jobs4$44,950$47,650
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Montgomery, AL MSA and Spartanburg, SC HUD Metro FMR Area. Metro areas: Montgomery, AL and Spartanburg, SC.

What costs more or less

Montgomery, ALSpartanburg, SC
Price level (U.S. = 100)MontgomerySpartanburg
Housing (rent)64.368.0
Goods96.496.3
Utilities84.988.3
Other services96.798.3
Overall89.791.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Montgomery, AL → Spartanburg, SC

Roughly even

Buying power −1.5%; rent takes 17% of take-home; state tax +$108/yr.

64 Fair offer

Spartanburg, SC → Montgomery, AL

Roughly even

Buying power +1.5%; rent takes 14% of take-home; state tax −$108/yr.

74 Strong offer

On the GS pay scale?

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Montgomery, AL to Spartanburg, SC at the same grade and step does to real buying power.

Grade5,2Montgomery, ALSpartanburg, SCReal change, Montgomery → Spartanburg
GS-9 step 1$61,722$61,722−1.5%
GS-11 step 1$74,678$74,678−1.5%
GS-12 step 1$89,508$89,508−1.5%
GS-13 step 1$106,437$106,437−1.5%
GS-14 step 1$125,776$125,776−1.5%

Pay for common jobs

Median annual pay4Montgomery, ALSpartanburg, SCSpartanburg pay in Montgomery dollars
Elementary School Teachers, Except Special Education$59,610$60,990$60,073 (+0.8%)
Software Developers$110,620$114,460$112,739 (+1.9%)
Accountants and Auditors$75,040$77,080$75,921 (+1.2%)
Registered Nurses$79,570$82,360$81,122 (+2.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.