City comparison

Montgomery, AL vs Sioux Falls, SD

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Sioux Falls, SD are 1.1% higher than in Montgomery, AL. Someone earning $100,000 in Montgomery, AL would need about $101,100 in Sioux Falls, SD to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $986 a month in Sioux Falls, SD versus $870 in Montgomery, AL. On $100,000, that's 15% of take-home pay in Sioux Falls, SD and 14% in Montgomery, AL.
  • On $100,000, estimated state income tax is about $4,735 a year higher in Montgomery, AL than in Sioux Falls, SD.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Montgomery, AL to Sioux Falls, SD changes real buying power by −1.0%, purely from prices.
MontgomerySioux Falls
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Montgomery, AL: price level 89.7 (much cheaper)
  • Sioux Falls, SD: price level 90.6 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Montgomery, ALSioux Falls, SD
Price level (U.S. = 100)289.790.6
$100,000 is worth, in the other city2$101,058 in Sioux Falls$98,953 in Montgomery
Typical 1-bedroom rent3$870/mo$986/mo
Take-home on $100,00014,15,8$74,445$79,180
State income tax on $100,000 (estimate)8$4,735 (AL)$0 (SD)
Rent burden on $100,00014%15%
Median pay, all jobs4$44,950$47,970
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Montgomery, AL MSA and Sioux Falls, SD HUD Metro FMR Area. Metro areas: Montgomery, AL and Sioux Falls, SD-MN.

What costs more or less

Montgomery, ALSioux Falls, SD
Price level (U.S. = 100)MontgomerySioux Falls
Housing (rent)64.377.6
Goods96.495.5
Utilities84.980.7
Other services96.791.9
Overall89.790.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Montgomery, AL → Sioux Falls, SD

Roughly even

Buying power −1.0%; rent takes 15% of take-home; state tax −$4,735/yr.

65 Fair offer

Sioux Falls, SD → Montgomery, AL

Roughly even

Buying power +1.1%; rent takes 14% of take-home; state tax +$4,735/yr.

72 Strong offer

On the GS pay scale?

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Montgomery, AL to Sioux Falls, SD at the same grade and step does to real buying power.

Grade5,2Montgomery, ALSioux Falls, SDReal change, Montgomery → Sioux Falls
GS-9 step 1$61,722$61,722−1.0%
GS-11 step 1$74,678$74,678−1.0%
GS-12 step 1$89,508$89,508−1.0%
GS-13 step 1$106,437$106,437−1.0%
GS-14 step 1$125,776$125,776−1.0%

Pay for common jobs

Median annual pay4Montgomery, ALSioux Falls, SDSioux Falls pay in Montgomery dollars
Elementary School Teachers, Except Special Education$59,610$50,040$49,516 (−16.9%)
Software Developers$110,620$101,040$99,982 (−9.6%)
Accountants and Auditors$75,040$80,920$80,073 (+6.7%)
Registered Nurses$79,570$75,350$74,561 (−6.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.