City comparison
Montgomery, AL vs Riverside, CA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Riverside, CA are 18.7% higher than in Montgomery, AL. Someone earning $100,000 in Montgomery, AL would need about $118,700 in Riverside, CA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,777 a month in Riverside, CA versus $870 in Montgomery, AL. On $100,000, that's 29% of take-home pay in Riverside, CA and 14% in Montgomery, AL.
- On $100,000, estimated state income tax is about $335 a year higher in Riverside, CA than in Montgomery, AL.
- For federal employees, locality pay changes a GS-13 step 1 salary by +16.6% moving from Montgomery, AL to Riverside, CA ($106,437 → $124,085), while prices change by +18.7%. Net effect of the transfer: −1.8% in real buying power.
- Montgomery, AL: price level 89.7 (much cheaper)
- Riverside, CA: price level 106.4 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Montgomery, AL | Riverside, CA | |
|---|---|---|
| Price level (U.S. = 100)2 | 89.7 | 106.4 |
| $100,000 is worth, in the other city2 | $118,688 in Riverside | $84,254 in Montgomery |
| Typical 1-bedroom rent3 | $870/mo | $1,777/mo |
| Take-home on $100,00014,15,8 | $74,445 | $74,110 |
| State income tax on $100,000 (estimate)8 | $4,735 (AL) | $5,070 (CA) |
| Rent burden on $100,000 | 14% | 29% |
| Median pay, all jobs4 | $44,950 | $48,400 |
| Federal locality pay area7 | Rest of U.S. | Los Angeles-Long Beach, CA |
Rent areas: Montgomery, AL MSA and Riverside-San Bernardino-Ontario, CA MSA. Metro areas: Montgomery, AL and Riverside-San Bernardino-Ontario, CA.
What costs more or less
| Price level (U.S. = 100) | Montgomery | Riverside |
|---|---|---|
| Housing (rent) | 64.3 | 129.3 |
| Goods | 96.4 | 101.4 |
| Utilities | 84.9 | 148.6 |
| Other services | 96.7 | 101.3 |
| Overall | 89.7 | 106.4 |
Moving with the same $100,000 salary
Montgomery, AL → Riverside, CA
Same pay buys less
Buying power −15.7%; rent takes 29% of take-home; state tax +$335/yr.
32 Weak offer
Riverside, CA → Montgomery, AL
Same pay goes further
Buying power +18.7%; rent takes 14% of take-home; state tax −$335/yr.
100 Strong offer
On the GS pay scale?
Montgomery, AL is in the Rest of U.S. pay area; Riverside, CA is in Los Angeles-Long Beach, CA. The last column shows what a transfer from Montgomery, AL to Riverside, CA at the same grade and step does to real buying power.
| Grade5,2 | Montgomery, AL | Riverside, CA | Real change, Montgomery → Riverside |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $71,957 | −1.8% |
| GS-11 step 1 | $74,678 | $87,061 | −1.8% |
| GS-12 step 1 | $89,508 | $104,349 | −1.8% |
| GS-13 step 1 | $106,437 | $124,085 | −1.8% |
| GS-14 step 1 | $125,776 | $146,632 | −1.8% |
Pay for common jobs
| Median annual pay4 | Montgomery, AL | Riverside, CA | Riverside pay in Montgomery dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $59,610 | $98,520 | $83,007 (+39.3%) |
| Software Developers | $110,620 | $133,270 | $112,286 (+1.5%) |
| Accountants and Auditors | $75,040 | $83,920 | $70,706 (−5.8%) |
| Registered Nurses | $79,570 | $133,940 | $112,850 (+41.8%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.