City comparison

Montgomery, AL vs Raleigh, NC

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Raleigh, NC are 9.5% higher than in Montgomery, AL. Someone earning $100,000 in Montgomery, AL would need about $109,500 in Raleigh, NC to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,596 a month in Raleigh, NC versus $870 in Montgomery, AL. On $100,000, that's 25% of take-home pay in Raleigh, NC and 14% in Montgomery, AL.
  • On $100,000, estimated state income tax is about $1,254 a year higher in Montgomery, AL than in Raleigh, NC.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +4.4% moving from Montgomery, AL to Raleigh, NC ($106,437 → $111,147), while prices change by +9.5%. Net effect of the transfer: −4.6% in real buying power.
MontgomeryRaleigh
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Montgomery, AL: price level 89.7 (much cheaper)
  • Raleigh, NC: price level 98.2 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Montgomery, ALRaleigh, NC
Price level (U.S. = 100)289.798.2
$100,000 is worth, in the other city2$109,450 in Raleigh$91,366 in Montgomery
Typical 1-bedroom rent3$870/mo$1,596/mo
Take-home on $100,00014,15,8$74,445$75,699
State income tax on $100,000 (estimate)8$4,735 (AL)$3,481 (NC)
Rent burden on $100,00014%25%
Median pay, all jobs4$44,950$51,990
Federal locality pay area7Rest of U.S.Raleigh-Durham-Cary, NC

Rent areas: Montgomery, AL MSA and Raleigh-Cary, NC MSA. Metro areas: Montgomery, AL and Raleigh-Cary, NC.

What costs more or less

Montgomery, ALRaleigh, NC
Price level (U.S. = 100)MontgomeryRaleigh
Housing (rent)64.3103.5
Goods96.496.6
Utilities84.989.0
Other services96.798.2
Overall89.798.2
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Montgomery, AL → Raleigh, NC

Same pay buys less

Buying power −8.6%; rent takes 25% of take-home; state tax −$1,254/yr.

41 Weak offer

Raleigh, NC → Montgomery, AL

Same pay goes further

Buying power +9.5%; rent takes 14% of take-home; state tax +$1,254/yr.

98 Strong offer

On the GS pay scale?

Montgomery, AL is in the Rest of U.S. pay area; Raleigh, NC is in Raleigh-Durham-Cary, NC. The last column shows what a transfer from Montgomery, AL to Raleigh, NC at the same grade and step does to real buying power.

Grade5,2Montgomery, ALRaleigh, NCReal change, Montgomery → Raleigh
GS-9 step 1$61,722$64,453−4.6%
GS-11 step 1$74,678$77,983−4.6%
GS-12 step 1$89,508$93,468−4.6%
GS-13 step 1$106,437$111,147−4.6%
GS-14 step 1$125,776$131,342−4.6%

Pay for common jobs

Median annual pay4Montgomery, ALRaleigh, NCRaleigh pay in Montgomery dollars
Elementary School Teachers, Except Special Education$59,610$60,170$54,975 (−7.8%)
Software Developers$110,620$132,770$121,306 (+9.7%)
Accountants and Auditors$75,040$81,950$74,874 (−0.2%)
Registered Nurses$79,570$84,830$77,506 (−2.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.