City comparison

Mobile, AL vs Sacramento, CA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Sacramento, CA are 21.1% higher than in Mobile, AL. Someone earning $100,000 in Mobile, AL would need about $121,100 in Sacramento, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,832 a month in Sacramento, CA versus $919 in Mobile, AL. On $100,000, that's 30% of take-home pay in Sacramento, CA and 15% in Mobile, AL.
  • On $100,000, estimated state income tax is about $335 a year higher in Sacramento, CA than in Mobile, AL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +10.8% moving from Mobile, AL to Sacramento, CA ($106,437 → $117,984), while prices change by +21.1%. Net effect of the transfer: −8.5% in real buying power.
MobileSacramento
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Mobile, AL: price level 88.1 (much cheaper)
  • Sacramento, CA: price level 106.7 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Mobile, ALSacramento, CA
Price level (U.S. = 100)288.1106.7
$100,000 is worth, in the other city2$121,081 in Sacramento$82,589 in Mobile
Typical 1-bedroom rent3$919/mo$1,832/mo
Take-home on $100,00014,15,8$74,445$74,110
State income tax on $100,000 (estimate)8$4,735 (AL)$5,070 (CA)
Rent burden on $100,00015%30%
Median pay, all jobs4$47,000$59,750
Federal locality pay area7Rest of U.S.Sacramento-Roseville, CA-NV

Rent areas: Mobile, AL MSA and Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area. Metro areas: Mobile, AL and Sacramento-Roseville-Folsom, CA.

What costs more or less

Mobile, ALSacramento, CA
Price level (U.S. = 100)MobileSacramento
Housing (rent)60.1130.2
Goods96.4105.2
Utilities84.2151.3
Other services96.7100.3
Overall88.1106.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Mobile, AL → Sacramento, CA

Same pay buys less

Buying power −17.4%; rent takes 30% of take-home; state tax +$335/yr.

31 Weak offer

Sacramento, CA → Mobile, AL

Same pay goes further

Buying power +21.1%; rent takes 15% of take-home; state tax −$335/yr.

100 Strong offer

On the GS pay scale?

Mobile, AL is in the Rest of U.S. pay area; Sacramento, CA is in Sacramento-Roseville, CA-NV. The last column shows what a transfer from Mobile, AL to Sacramento, CA at the same grade and step does to real buying power.

Grade5,2Mobile, ALSacramento, CAReal change, Mobile → Sacramento
GS-9 step 1$61,722$68,419−8.4%
GS-11 step 1$74,678$82,780−8.5%
GS-12 step 1$89,508$99,218−8.5%
GS-13 step 1$106,437$117,984−8.5%
GS-14 step 1$125,776$139,422−8.5%

Pay for common jobs

Median annual pay4Mobile, ALSacramento, CASacramento pay in Mobile dollars
Elementary School Teachers, Except Special Education$60,970$103,390$85,389 (+40.1%)
Software Developers$122,540$139,640$115,328 (−5.9%)
Accountants and Auditors$72,130$92,110$76,073 (+5.5%)
Registered Nurses$79,490$171,460$141,608 (+78.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.