City comparison
Minneapolis, MN vs Oxnard, CA
What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.
Key findings
- Prices in Oxnard, CA are 5.4% higher than in Minneapolis, MN. Someone earning $100,000 in Minneapolis, MN would need about $105,400 in Oxnard, CA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $2,250 a month in Oxnard, CA versus $1,405 in Minneapolis, MN. On $100,000, that's 36% of take-home pay in Oxnard, CA and 23% in Minneapolis, MN.
- Estimated state income tax on $100,000 is close: $5,277 a year in MN and $5,070 in CA.
- For federal employees, locality pay changes a GS-13 step 1 salary by +6.9% moving from Minneapolis, MN to Oxnard, CA ($116,038 → $124,085), while prices change by +5.4%. Net effect of the transfer: +1.4% in real buying power.
- Minneapolis, MN: price level 104.8 (pricier)
- Oxnard, CA: price level 110.5 (much pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Minneapolis, MN | Oxnard, CA | |
|---|---|---|
| Price level (U.S. = 100)2 | 104.8 | 110.5 |
| $100,000 is worth, in the other city2 | $105,449 in Oxnard | $94,832 in Minneapolis |
| Typical 1-bedroom rent3 | $1,405/mo | $2,250/mo |
| Take-home on $100,00014,15,8 | $73,903 | $74,110 |
| State income tax on $100,000 (estimate)8 | $5,277 (MN) | $5,070 (CA) |
| Rent burden on $100,000 | 23% | 36% |
| Median pay, all jobs4 | $59,320 | $52,510 |
| Federal locality pay area7 | Minneapolis-St. Paul, MN-WI | Los Angeles-Long Beach, CA |
Rent areas: Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area and Oxnard-Thousand Oaks-Ventura, CA MSA. Metro areas: Minneapolis-St. Paul-Bloomington, MN-WI and Oxnard-Thousand Oaks-Ventura, CA.
What costs more or less
| Price level (U.S. = 100) | Minneapolis | Oxnard |
|---|---|---|
| Housing (rent) | 111.8 | 171.1 |
| Goods | 103.1 | 105.2 |
| Utilities | 93.5 | 152.9 |
| Other services | 104.4 | 100.3 |
| Overall | 104.8 | 110.5 |
Moving with the same $100,000 salary
Minneapolis, MN → Oxnard, CA
Same pay buys less
Buying power −5.2%; rent takes 36% of take-home; state tax −$206/yr.
35 Weak offer
Oxnard, CA → Minneapolis, MN
Same pay goes further
Buying power +5.4%; rent takes 23% of take-home; state tax +$206/yr.
86 Strong offer
Federal employees: GS pay
Minneapolis, MN is in the Minneapolis-St. Paul, MN-WI pay area; Oxnard, CA is in Los Angeles-Long Beach, CA. The last column shows what a transfer from Minneapolis, MN to Oxnard, CA at the same grade and step does to real buying power.
| Grade5,2 | Minneapolis, MN | Oxnard, CA | Real change, Minneapolis → Oxnard |
|---|---|---|---|
| GS-9 step 1 | $67,290 | $71,957 | +1.4% |
| GS-11 step 1 | $81,415 | $87,061 | +1.4% |
| GS-12 step 1 | $97,582 | $104,349 | +1.4% |
| GS-13 step 1 | $116,038 | $124,085 | +1.4% |
| GS-14 step 1 | $137,123 | $146,632 | +1.4% |
Pay for common jobs
| Median annual pay4 | Minneapolis, MN | Oxnard, CA | Oxnard pay in Minneapolis dollars |
|---|---|---|---|
| Information Security Analysts | $130,710 | $130,440 | $123,699 (−5.4%) |
| Software Developers | $130,920 | $159,430 | $151,191 (+15.5%) |
| Accountants and Auditors | $86,500 | $90,340 | $85,672 (−1.0%) |
| Registered Nurses | $103,040 | $131,160 | $124,382 (+20.7%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.