City comparison

Miami, FL vs Salt Lake City, UT

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Miami, FL are 13.2% higher than in Salt Lake City, UT. Someone earning $100,000 in Salt Lake City, UT would need about $113,200 in Miami, FL to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,995 a month in Miami, FL versus $1,456 in Salt Lake City, UT. On $100,000, that's 30% of take-home pay in Miami, FL and 23% in Salt Lake City, UT.
  • On $100,000, estimated state income tax is about $3,534 a year higher in Salt Lake City, UT than in Miami, FL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −6.1% moving from Miami, FL to Salt Lake City, UT ($113,356 → $106,437), while prices change by −11.6%. Net effect of the transfer: +6.3% in real buying power.
MiamiSalt Lake City
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Miami, FL: price level 114.2 (much pricier)
  • Salt Lake City, UT: price level 100.9 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Miami, FLSalt Lake City, UT
Price level (U.S. = 100)2114.2100.9
$100,000 is worth, in the other city2$88,361 in Salt Lake City$113,173 in Miami
Typical 1-bedroom rent3$1,995/mo$1,456/mo
Take-home on $100,00014,15,8$79,180$75,646
State income tax on $100,000 (estimate)8$0 (FL)$3,534 (UT)
Rent burden on $100,00030%23%
Median pay, all jobs4$48,640$55,240
Federal locality pay area7Miami-Port St. Lucie-Fort Lauderdale, FLRest of U.S.

Rent areas: Miami-Miami Beach-Kendall, FL HUD Metro FMR Area and Salt Lake City, UT HUD Metro FMR Area. Metro areas: Miami-Fort Lauderdale-West Palm Beach, FL and Salt Lake City-Murray, UT.

What costs more or less

Miami, FLSalt Lake City, UT
Price level (U.S. = 100)MiamiSalt Lake City
Housing (rent)155.6123.3
Goods103.696.4
Utilities97.279.0
Other services109.199.0
Overall114.2100.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Miami, FL → Salt Lake City, UT

Same pay goes further

Buying power +13.2%; rent takes 23% of take-home; state tax +$3,534/yr.

100 Strong offer

Salt Lake City, UT → Miami, FL

Same pay buys less

Buying power −11.6%; rent takes 30% of take-home; state tax −$3,534/yr.

30 Weak offer

On the GS pay scale?

Miami, FL is in the Miami-Port St. Lucie-Fort Lauderdale, FL pay area; Salt Lake City, UT is in Rest of U.S.. The last column shows what a transfer from Miami, FL to Salt Lake City, UT at the same grade and step does to real buying power.

Grade5,2Miami, FLSalt Lake City, UTReal change, Miami → Salt Lake City
GS-9 step 1$65,735$61,722+6.3%
GS-11 step 1$79,533$74,678+6.3%
GS-12 step 1$95,326$89,508+6.3%
GS-13 step 1$113,356$106,437+6.3%
GS-14 step 1$133,953$125,776+6.3%

Pay for common jobs

Median annual pay4Miami, FLSalt Lake City, UTSalt Lake City pay in Miami dollars
Elementary School Teachers, Except Special Education$58,300$77,920$88,184 (+51.3%)
Software Developers$132,650$129,600$146,672 (+10.6%)
Accountants and Auditors$80,920$82,100$92,915 (+14.8%)
Registered Nurses$91,380$85,890$97,204 (+6.4%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.