City comparison

Miami, FL vs Portland, ME

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Miami, FL are 12.1% higher than in Portland, ME. Someone earning $100,000 in Portland, ME would need about $112,100 in Miami, FL to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,995 a month in Miami, FL versus $1,658 in Portland, ME. On $100,000, that's 30% of take-home pay in Miami, FL and 27% in Portland, ME.
  • On $100,000, estimated state income tax is about $5,654 a year higher in Portland, ME than in Miami, FL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +6.3% moving from Miami, FL to Portland, ME ($113,356 → $120,548), while prices change by −10.8%. Net effect of the transfer: +19.2% in real buying power.
MiamiPortland
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Miami, FL: price level 114.2 (much pricier)
  • Portland, ME: price level 101.9 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Miami, FLPortland, ME
Price level (U.S. = 100)2114.2101.9
$100,000 is worth, in the other city2$89,228 in Portland$112,073 in Miami
Typical 1-bedroom rent3$1,995/mo$1,658/mo
Take-home on $100,00014,15,8$79,180$73,526
State income tax on $100,000 (estimate)8$0 (FL)$5,654 (ME)
Rent burden on $100,00030%27%
Median pay, all jobs4$48,640$56,960
Federal locality pay area7Miami-Port St. Lucie-Fort Lauderdale, FLBoston-Worcester-Providence, MA-RI-NH-CT-ME-VT

Rent areas: Miami-Miami Beach-Kendall, FL HUD Metro FMR Area and Portland, ME HUD Metro FMR Area. Metro areas: Miami-Fort Lauderdale-West Palm Beach, FL and Portland-South Portland, ME.

What costs more or less

Miami, FLPortland, ME
Price level (U.S. = 100)MiamiPortland
Housing (rent)155.6105.2
Goods103.697.2
Utilities97.2134.6
Other services109.1103.2
Overall114.2101.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Miami, FL → Portland, ME

Same pay goes further

Buying power +12.1%; rent takes 27% of take-home; state tax +$5,654/yr.

97 Strong offer

Portland, ME → Miami, FL

Same pay buys less

Buying power −10.8%; rent takes 30% of take-home; state tax −$5,654/yr.

30 Weak offer

On the GS pay scale?

Miami, FL is in the Miami-Port St. Lucie-Fort Lauderdale, FL pay area; Portland, ME is in Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT. The last column shows what a transfer from Miami, FL to Portland, ME at the same grade and step does to real buying power.

Grade5,2Miami, FLPortland, MEReal change, Miami → Portland
GS-9 step 1$65,735$69,905+19.2%
GS-11 step 1$79,533$84,579+19.2%
GS-12 step 1$95,326$101,375+19.2%
GS-13 step 1$113,356$120,548+19.2%
GS-14 step 1$133,953$142,452+19.2%

Pay for common jobs

Median annual pay4Miami, FLPortland, MEPortland pay in Miami dollars
Elementary School Teachers, Except Special Education$58,300$76,770$86,038 (+47.6%)
Software Developers$132,650$128,710$144,249 (+8.7%)
Accountants and Auditors$80,920$79,790$89,423 (+10.5%)
Registered Nurses$91,380$88,470$99,151 (+8.5%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.