City comparison

Merced, CA vs Winston, NC

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Merced, CA are 6.8% higher than in Winston, NC. Someone earning $100,000 in Winston, NC would need about $106,800 in Merced, CA to live the same way.
  • Rent differs too: a typical 1-bedroom costs $1,213 a month in Merced, CA versus $1,082 in Winston, NC. On $100,000, that's 20% of take-home pay in Merced, CA and 17% in Winston, NC.
  • On $100,000, estimated state income tax is about $1,589 a year higher in Merced, CA than in Winston, NC.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −20.0% moving from Merced, CA to Winston, NC ($133,060 → $106,437), while prices change by −6.3%. Net effect of the transfer: −14.6% in real buying power.
MercedWinston
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Merced, CA: price level 98.3 (about average)
  • Winston, NC: price level 92.0 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Merced, CAWinston, NC
Price level (U.S. = 100)298.392.0
$100,000 is worth, in the other city2$93,659 in Winston$106,771 in Merced
Typical 1-bedroom rent3$1,213/mo$1,082/mo
Take-home on $100,00014,15,8$74,110$75,699
State income tax on $100,000 (estimate)8$5,070 (CA)$3,481 (NC)
Rent burden on $100,00020%17%
Median pay, all jobs4$47,220$46,380
Federal locality pay area7San Jose-San Francisco-Oakland, CARest of U.S.

Rent areas: Merced, CA MSA and Winston-Salem, NC HUD Metro FMR Area. Metro areas: Merced, CA and Winston-Salem, NC.

What costs more or less

Merced, CAWinston, NC
Price level (U.S. = 100)MercedWinston
Housing (rent)78.671.4
Goods105.296.6
Utilities158.388.4
Other services100.398.2
Overall98.392.0
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Merced, CA → Winston, NC

Same pay goes further

Buying power +6.8%; rent takes 17% of take-home; state tax −$1,589/yr.

90 Strong offer

Winston, NC → Merced, CA

Same pay buys less

Buying power −6.3%; rent takes 20% of take-home; state tax +$1,589/yr.

49 Fair offer

On the GS pay scale?

Merced, CA is in the San Jose-San Francisco-Oakland, CA pay area; Winston, NC is in Rest of U.S.. The last column shows what a transfer from Merced, CA to Winston, NC at the same grade and step does to real buying power.

Grade5,2Merced, CAWinston, NCReal change, Merced → Winston
GS-9 step 1$77,161$61,722−14.6%
GS-11 step 1$93,358$74,678−14.6%
GS-12 step 1$111,896$89,508−14.6%
GS-13 step 1$133,060$106,437−14.6%
GS-14 step 1$157,236$125,776−14.6%

Pay for common jobs

Median annual pay4Merced, CAWinston, NCWinston pay in Merced dollars
Elementary School Teachers, Except Special Education$100,120$56,510$60,336 (−39.7%)
Software Developers$132,120$124,130$132,535 (+0.3%)
Accountants and Auditors$80,420$78,950$84,296 (+4.8%)
Registered Nurses$131,620$86,120$91,951 (−30.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.