City comparison

Merced, CA vs Syracuse, NY

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Merced, CA are 2.6% higher than in Syracuse, NY. Someone earning $100,000 in Syracuse, NY would need about $102,600 in Merced, CA to live the same way.
  • Rent differs too: a typical 1-bedroom costs $1,213 a month in Merced, CA versus $1,123 in Syracuse, NY. On $100,000, that's 20% of take-home pay in Merced, CA and 18% in Syracuse, NY.
  • Estimated state income tax on $100,000 is close: $5,070 a year in CA and $4,860 in NY.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −20.0% moving from Merced, CA to Syracuse, NY ($133,060 → $106,437), while prices change by −2.6%. Net effect of the transfer: −17.9% in real buying power.
MercedSyracuse
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Merced, CA: price level 98.3 (about average)
  • Syracuse, NY: price level 95.7 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Merced, CASyracuse, NY
Price level (U.S. = 100)298.395.7
$100,000 is worth, in the other city2$97,423 in Syracuse$102,646 in Merced
Typical 1-bedroom rent3$1,213/mo$1,123/mo
Take-home on $100,00014,15,8$74,110$74,320
State income tax on $100,000 (estimate)8$5,070 (CA)$4,860 (NY)
Rent burden on $100,00020%18%
Median pay, all jobs4$47,220$52,990
Federal locality pay area7San Jose-San Francisco-Oakland, CARest of U.S.

Rent areas: Merced, CA MSA and Syracuse, NY MSA. Metro areas: Merced, CA and Syracuse, NY.

What costs more or less

Merced, CASyracuse, NY
Price level (U.S. = 100)MercedSyracuse
Housing (rent)78.680.7
Goods105.299.7
Utilities158.3133.4
Other services100.397.8
Overall98.395.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Merced, CA → Syracuse, NY

Same pay goes further

Buying power +2.6%; rent takes 18% of take-home; state tax −$211/yr.

77 Strong offer

Syracuse, NY → Merced, CA

Same pay buys less

Buying power −2.6%; rent takes 20% of take-home; state tax +$211/yr.

61 Fair offer

On the GS pay scale?

Merced, CA is in the San Jose-San Francisco-Oakland, CA pay area; Syracuse, NY is in Rest of U.S.. The last column shows what a transfer from Merced, CA to Syracuse, NY at the same grade and step does to real buying power.

Grade5,2Merced, CASyracuse, NYReal change, Merced → Syracuse
GS-9 step 1$77,161$61,722−17.9%
GS-11 step 1$93,358$74,678−17.9%
GS-12 step 1$111,896$89,508−17.9%
GS-13 step 1$133,060$106,437−17.9%
GS-14 step 1$157,236$125,776−17.9%

Pay for common jobs

Median annual pay4Merced, CASyracuse, NYSyracuse pay in Merced dollars
Elementary School Teachers, Except Special Education$100,120$78,560$80,638 (−19.5%)
Software Developers$132,120$129,100$132,516 (+0.3%)
Accountants and Auditors$80,420$82,230$84,406 (+5.0%)
Registered Nurses$131,620$86,960$89,261 (−32.2%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.