City comparison
McAllen, TX vs Wilmington, NC
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Wilmington, NC are 12.3% higher than in McAllen, TX. Someone earning $100,000 in McAllen, TX would need about $112,300 in Wilmington, NC to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,513 a month in Wilmington, NC versus $847 in McAllen, TX. On $100,000, that's 24% of take-home pay in Wilmington, NC and 13% in McAllen, TX.
- On $100,000, estimated state income tax is about $3,481 a year higher in Wilmington, NC than in McAllen, TX.
- Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from McAllen, TX to Wilmington, NC changes real buying power by −10.9%, purely from prices.
- McAllen, TX: price level 85.9 (much cheaper)
- Wilmington, NC: price level 96.4 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| McAllen, TX | Wilmington, NC | |
|---|---|---|
| Price level (U.S. = 100)2 | 85.9 | 96.4 |
| $100,000 is worth, in the other city2 | $112,256 in Wilmington | $89,082 in McAllen |
| Typical 1-bedroom rent3 | $847/mo | $1,513/mo |
| Take-home on $100,00014,15,8 | $79,180 | $75,699 |
| State income tax on $100,000 (estimate)8 | $0 (TX) | $3,481 (NC) |
| Rent burden on $100,000 | 13% | 24% |
| Median pay, all jobs4 | $35,830 | $45,800 |
| Federal locality pay area7 | Rest of U.S. | Rest of U.S. |
Rent areas: McAllen-Edinburg-Mission, TX MSA and Wilmington, NC HUD Metro FMR Area. Metro areas: McAllen-Edinburg-Mission, TX and Wilmington, NC.
What costs more or less
| Price level (U.S. = 100) | McAllen | Wilmington |
|---|---|---|
| Housing (rent) | 55.9 | 93.2 |
| Goods | 93.8 | 96.6 |
| Utilities | 81.2 | 87.9 |
| Other services | 96.2 | 98.2 |
| Overall | 85.9 | 96.4 |
Moving with the same $100,000 salary
McAllen, TX → Wilmington, NC
Same pay buys less
Buying power −10.9%; rent takes 24% of take-home; state tax +$3,481/yr.
38 Weak offer
Wilmington, NC → McAllen, TX
Same pay goes further
Buying power +12.3%; rent takes 13% of take-home; state tax −$3,481/yr.
100 Strong offer
On the GS pay scale?
Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from McAllen, TX to Wilmington, NC at the same grade and step does to real buying power.
| Grade5,2 | McAllen, TX | Wilmington, NC | Real change, McAllen → Wilmington |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $61,722 | −10.9% |
| GS-11 step 1 | $74,678 | $74,678 | −10.9% |
| GS-12 step 1 | $89,508 | $89,508 | −10.9% |
| GS-13 step 1 | $106,437 | $106,437 | −10.9% |
| GS-14 step 1 | $125,776 | $125,776 | −10.9% |
Pay for common jobs
| Median annual pay4 | McAllen, TX | Wilmington, NC | Wilmington pay in McAllen dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $63,110 | $48,240 | $42,973 (−31.9%) |
| Software Developers | $116,120 | $123,730 | $110,222 (−5.1%) |
| Accountants and Auditors | $64,470 | $77,920 | $69,413 (+7.7%) |
| Registered Nurses | $80,540 | $80,970 | $72,130 (−10.4%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.