City comparison
McAllen, TX vs Visalia, CA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Visalia, CA are 16.2% higher than in McAllen, TX. Someone earning $100,000 in McAllen, TX would need about $116,200 in Visalia, CA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,123 a month in Visalia, CA versus $847 in McAllen, TX. On $100,000, that's 18% of take-home pay in Visalia, CA and 13% in McAllen, TX.
- On $100,000, estimated state income tax is about $5,070 a year higher in Visalia, CA than in McAllen, TX.
- For federal employees, locality pay changes a GS-13 step 1 salary by +0.5% moving from McAllen, TX to Visalia, CA ($106,437 → $106,973), while prices change by +16.2%. Net effect of the transfer: −13.5% in real buying power.
- McAllen, TX: price level 85.9 (much cheaper)
- Visalia, CA: price level 99.8 (about average)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| McAllen, TX | Visalia, CA | |
|---|---|---|
| Price level (U.S. = 100)2 | 85.9 | 99.8 |
| $100,000 is worth, in the other city2 | $116,217 in Visalia | $86,046 in McAllen |
| Typical 1-bedroom rent3 | $847/mo | $1,123/mo |
| Take-home on $100,00014,15,8 | $79,180 | $74,110 |
| State income tax on $100,000 (estimate)8 | $0 (TX) | $5,070 (CA) |
| Rent burden on $100,000 | 13% | 18% |
| Median pay, all jobs4 | $35,830 | $45,130 |
| Federal locality pay area7 | Rest of U.S. | Fresno-Madera-Hanford, CA |
Rent areas: McAllen-Edinburg-Mission, TX MSA and Visalia, CA MSA. Metro areas: McAllen-Edinburg-Mission, TX and Visalia, CA.
What costs more or less
| Price level (U.S. = 100) | McAllen | Visalia |
|---|---|---|
| Housing (rent) | 55.9 | 84.1 |
| Goods | 93.8 | 105.2 |
| Utilities | 81.2 | 156.4 |
| Other services | 96.2 | 100.3 |
| Overall | 85.9 | 99.8 |
Moving with the same $100,000 salary
McAllen, TX → Visalia, CA
Same pay buys less
Buying power −14.0%; rent takes 18% of take-home; state tax +$5,070/yr.
38 Weak offer
Visalia, CA → McAllen, TX
Same pay goes further
Buying power +16.2%; rent takes 13% of take-home; state tax −$5,070/yr.
100 Strong offer
On the GS pay scale?
McAllen, TX is in the Rest of U.S. pay area; Visalia, CA is in Fresno-Madera-Hanford, CA. The last column shows what a transfer from McAllen, TX to Visalia, CA at the same grade and step does to real buying power.
| Grade5,2 | McAllen, TX | Visalia, CA | Real change, McAllen → Visalia |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $62,033 | −13.5% |
| GS-11 step 1 | $74,678 | $75,055 | −13.5% |
| GS-12 step 1 | $89,508 | $89,959 | −13.5% |
| GS-13 step 1 | $106,437 | $106,973 | −13.5% |
| GS-14 step 1 | $125,776 | $126,410 | −13.5% |
Pay for common jobs
| Median annual pay4 | McAllen, TX | Visalia, CA | Visalia pay in McAllen dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $63,110 | $98,430 | $84,695 (+34.2%) |
| Software Developers | $116,120 | $126,170 | $108,564 (−6.5%) |
| Accountants and Auditors | $64,470 | $79,400 | $68,320 (+6.0%) |
| Registered Nurses | $80,540 | $125,180 | $107,712 (+33.7%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.