City comparison
McAllen, TX vs Toledo, OH
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Toledo, OH are 6.5% higher than in McAllen, TX. Someone earning $100,000 in McAllen, TX would need about $106,500 in Toledo, OH to live the same way.
- Typical 1-bedroom rents are close: $847 a month in McAllen, TX and $820 in Toledo, OH.
- On $100,000, estimated state income tax is about $1,968 a year higher in Toledo, OH than in McAllen, TX.
- Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from McAllen, TX to Toledo, OH changes real buying power by −6.1%, purely from prices.
- McAllen, TX: price level 85.9 (much cheaper)
- Toledo, OH: price level 91.5 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| McAllen, TX | Toledo, OH | |
|---|---|---|
| Price level (U.S. = 100)2 | 85.9 | 91.5 |
| $100,000 is worth, in the other city2 | $106,473 in Toledo | $93,921 in McAllen |
| Typical 1-bedroom rent3 | $847/mo | $820/mo |
| Take-home on $100,00014,15,8 | $79,180 | $77,212 |
| State income tax on $100,000 (estimate)8 | $0 (TX) | $1,968 (OH) |
| Rent burden on $100,000 | 13% | 13% |
| Median pay, all jobs4 | $35,830 | $48,220 |
| Federal locality pay area7 | Rest of U.S. | Rest of U.S. |
Rent areas: McAllen-Edinburg-Mission, TX MSA and Toledo, OH MSA. Metro areas: McAllen-Edinburg-Mission, TX and Toledo, OH.
What costs more or less
| Price level (U.S. = 100) | McAllen | Toledo |
|---|---|---|
| Housing (rent) | 55.9 | 67.3 |
| Goods | 93.8 | 93.6 |
| Utilities | 81.2 | 96.3 |
| Other services | 96.2 | 98.9 |
| Overall | 85.9 | 91.5 |
Moving with the same $100,000 salary
McAllen, TX → Toledo, OH
Same pay buys less
Buying power −6.1%; rent takes 13% of take-home; state tax +$1,968/yr.
50 Fair offer
Toledo, OH → McAllen, TX
Same pay goes further
Buying power +6.5%; rent takes 13% of take-home; state tax −$1,968/yr.
89 Strong offer
On the GS pay scale?
Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from McAllen, TX to Toledo, OH at the same grade and step does to real buying power.
| Grade5,2 | McAllen, TX | Toledo, OH | Real change, McAllen → Toledo |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $61,722 | −6.1% |
| GS-11 step 1 | $74,678 | $74,678 | −6.1% |
| GS-12 step 1 | $89,508 | $89,508 | −6.1% |
| GS-13 step 1 | $106,437 | $106,437 | −6.1% |
| GS-14 step 1 | $125,776 | $125,776 | −6.1% |
Pay for common jobs
| Median annual pay4 | McAllen, TX | Toledo, OH | Toledo pay in McAllen dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $63,110 | $63,250 | $59,405 (−5.9%) |
| Software Developers | $116,120 | $104,360 | $98,015 (−15.6%) |
| Accountants and Auditors | $64,470 | $77,400 | $72,694 (+12.8%) |
| Registered Nurses | $80,540 | $81,050 | $76,123 (−5.5%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.