City comparison

McAllen, TX vs Springfield, MO

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Springfield, MO are 3.1% higher than in McAllen, TX. Someone earning $100,000 in McAllen, TX would need about $103,100 in Springfield, MO to live the same way.
  • Typical 1-bedroom rents are close: $847 a month in McAllen, TX and $883 in Springfield, MO.
  • On $100,000, estimated state income tax is about $3,763 a year higher in Springfield, MO than in McAllen, TX.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from McAllen, TX to Springfield, MO changes real buying power by −3.0%, purely from prices.
McAllenSpringfield
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • McAllen, TX: price level 85.9 (much cheaper)
  • Springfield, MO: price level 88.6 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

McAllen, TXSpringfield, MO
Price level (U.S. = 100)285.988.6
$100,000 is worth, in the other city2$103,132 in Springfield$96,963 in McAllen
Typical 1-bedroom rent3$847/mo$883/mo
Take-home on $100,00014,15,8$79,180$75,417
State income tax on $100,000 (estimate)8$0 (TX)$3,763 (MO)
Rent burden on $100,00013%14%
Median pay, all jobs4$35,830$45,780
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: McAllen-Edinburg-Mission, TX MSA and Springfield, MO HUD Metro FMR Area. Metro areas: McAllen-Edinburg-Mission, TX and Springfield, MO.

What costs more or less

McAllen, TXSpringfield, MO
Price level (U.S. = 100)McAllenSpringfield
Housing (rent)55.965.6
Goods93.894.2
Utilities81.285.8
Other services96.293.0
Overall85.988.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

McAllen, TX → Springfield, MO

Same pay buys less

Buying power −3.0%; rent takes 14% of take-home; state tax +$3,763/yr.

59 Fair offer

Springfield, MO → McAllen, TX

Same pay goes further

Buying power +3.1%; rent takes 13% of take-home; state tax −$3,763/yr.

79 Strong offer

On the GS pay scale?

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from McAllen, TX to Springfield, MO at the same grade and step does to real buying power.

Grade5,2McAllen, TXSpringfield, MOReal change, McAllen → Springfield
GS-9 step 1$61,722$61,722−3.0%
GS-11 step 1$74,678$74,678−3.0%
GS-12 step 1$89,508$89,508−3.0%
GS-13 step 1$106,437$106,437−3.0%
GS-14 step 1$125,776$125,776−3.0%

Pay for common jobs

Median annual pay4McAllen, TXSpringfield, MOSpringfield pay in McAllen dollars
Elementary School Teachers, Except Special Education$63,110$49,380$47,881 (−24.1%)
Software Developers$116,120$102,350$99,242 (−14.5%)
Accountants and Auditors$64,470$73,020$70,803 (+9.8%)
Registered Nurses$80,540$79,370$76,960 (−4.4%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.