City comparison
McAllen, TX vs Omaha, NE
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Omaha, NE are 7.0% higher than in McAllen, TX. Someone earning $100,000 in McAllen, TX would need about $107,000 in Omaha, NE to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,148 a month in Omaha, NE versus $847 in McAllen, TX. On $100,000, that's 18% of take-home pay in Omaha, NE and 13% in McAllen, TX.
- On $100,000, estimated state income tax is about $3,670 a year higher in Omaha, NE than in McAllen, TX.
- For federal employees, locality pay changes a GS-13 step 1 salary by +1.0% moving from McAllen, TX to Omaha, NE ($106,437 → $107,501), while prices change by +7.0%. Net effect of the transfer: −5.6% in real buying power.
- McAllen, TX: price level 85.9 (much cheaper)
- Omaha, NE: price level 91.9 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| McAllen, TX | Omaha, NE | |
|---|---|---|
| Price level (U.S. = 100)2 | 85.9 | 91.9 |
| $100,000 is worth, in the other city2 | $107,004 in Omaha | $93,455 in McAllen |
| Typical 1-bedroom rent3 | $847/mo | $1,148/mo |
| Take-home on $100,00014,15,8 | $79,180 | $75,510 |
| State income tax on $100,000 (estimate)8 | $0 (TX) | $3,670 (NE) |
| Rent burden on $100,000 | 13% | 18% |
| Median pay, all jobs4 | $35,830 | $49,660 |
| Federal locality pay area7 | Rest of U.S. | Omaha-Council Bluffs-Fremont, NE-IA |
Rent areas: McAllen-Edinburg-Mission, TX MSA and Omaha-Council Bluffs, NE-IA HUD Metro FMR Area. Metro areas: McAllen-Edinburg-Mission, TX and Omaha, NE-IA.
What costs more or less
| Price level (U.S. = 100) | McAllen | Omaha |
|---|---|---|
| Housing (rent) | 55.9 | 86.4 |
| Goods | 93.8 | 94.1 |
| Utilities | 81.2 | 76.4 |
| Other services | 96.2 | 93.0 |
| Overall | 85.9 | 91.9 |
Moving with the same $100,000 salary
McAllen, TX → Omaha, NE
Same pay buys less
Buying power −6.5%; rent takes 18% of take-home; state tax +$3,670/yr.
48 Fair offer
Omaha, NE → McAllen, TX
Same pay goes further
Buying power +7.0%; rent takes 13% of take-home; state tax −$3,670/yr.
91 Strong offer
On the GS pay scale?
McAllen, TX is in the Rest of U.S. pay area; Omaha, NE is in Omaha-Council Bluffs-Fremont, NE-IA. The last column shows what a transfer from McAllen, TX to Omaha, NE at the same grade and step does to real buying power.
| Grade5,2 | McAllen, TX | Omaha, NE | Real change, McAllen → Omaha |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $62,339 | −5.6% |
| GS-11 step 1 | $74,678 | $75,425 | −5.6% |
| GS-12 step 1 | $89,508 | $90,402 | −5.6% |
| GS-13 step 1 | $106,437 | $107,501 | −5.6% |
| GS-14 step 1 | $125,776 | $127,033 | −5.6% |
Pay for common jobs
| Median annual pay4 | McAllen, TX | Omaha, NE | Omaha pay in McAllen dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $63,110 | $62,670 | $58,568 (−7.2%) |
| Software Developers | $116,120 | $125,220 | $117,024 (+0.8%) |
| Accountants and Auditors | $64,470 | $77,030 | $71,988 (+11.7%) |
| Registered Nurses | $80,540 | $84,600 | $79,063 (−1.8%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.