City comparison
Manchester, NH vs Toledo, OH
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Manchester, NH are 15.5% higher than in Toledo, OH. Someone earning $100,000 in Toledo, OH would need about $115,500 in Manchester, NH to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,552 a month in Manchester, NH versus $820 in Toledo, OH. On $100,000, that's 24% of take-home pay in Manchester, NH and 13% in Toledo, OH.
- On $100,000, estimated state income tax is about $1,968 a year higher in Toledo, OH than in Manchester, NH.
- For federal employees, locality pay changes a GS-13 step 1 salary by −11.7% moving from Manchester, NH to Toledo, OH ($120,548 → $106,437), while prices change by −13.4%. Net effect of the transfer: +2.0% in real buying power.
- Manchester, NH: price level 105.7 (pricier)
- Toledo, OH: price level 91.5 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Manchester, NH | Toledo, OH | |
|---|---|---|
| Price level (U.S. = 100)2 | 105.7 | 91.5 |
| $100,000 is worth, in the other city2 | $86,558 in Toledo | $115,529 in Manchester |
| Typical 1-bedroom rent3 | $1,552/mo | $820/mo |
| Take-home on $100,00014,15,8 | $79,180 | $77,212 |
| State income tax on $100,000 (estimate)8 | $0 (NH) | $1,968 (OH) |
| Rent burden on $100,000 | 24% | 13% |
| Median pay, all jobs4 | $56,530 | $48,220 |
| Federal locality pay area7 | Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT | Rest of U.S. |
Rent areas: Manchester, NH HUD Metro FMR Area and Toledo, OH MSA. Metro areas: Manchester-Nashua, NH and Toledo, OH.
What costs more or less
| Price level (U.S. = 100) | Manchester | Toledo |
|---|---|---|
| Housing (rent) | 134.2 | 67.3 |
| Goods | 97.7 | 93.6 |
| Utilities | 133.5 | 96.3 |
| Other services | 103.7 | 98.9 |
| Overall | 105.7 | 91.5 |
Moving with the same $100,000 salary
Manchester, NH → Toledo, OH
Same pay goes further
Buying power +15.5%; rent takes 13% of take-home; state tax +$1,968/yr.
100 Strong offer
Toledo, OH → Manchester, NH
Same pay buys less
Buying power −13.4%; rent takes 24% of take-home; state tax −$1,968/yr.
38 Weak offer
On the GS pay scale?
Manchester, NH is in the Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT pay area; Toledo, OH is in Rest of U.S.. The last column shows what a transfer from Manchester, NH to Toledo, OH at the same grade and step does to real buying power.
| Grade5,2 | Manchester, NH | Toledo, OH | Real change, Manchester → Toledo |
|---|---|---|---|
| GS-9 step 1 | $69,905 | $61,722 | +2.0% |
| GS-11 step 1 | $84,579 | $74,678 | +2.0% |
| GS-12 step 1 | $101,375 | $89,508 | +2.0% |
| GS-13 step 1 | $120,548 | $106,437 | +2.0% |
| GS-14 step 1 | $142,452 | $125,776 | +2.0% |
Pay for common jobs
| Median annual pay4 | Manchester, NH | Toledo, OH | Toledo pay in Manchester dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $73,380 | $63,250 | $73,072 (−0.4%) |
| Software Developers | $162,090 | $104,360 | $120,566 (−25.6%) |
| Accountants and Auditors | $83,660 | $77,400 | $89,419 (+6.9%) |
| Registered Nurses | $98,600 | $81,050 | $93,636 (−5.0%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.