City comparison
Lubbock, TX vs Manchester, NH
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Manchester, NH are 15.7% higher than in Lubbock, TX. Someone earning $100,000 in Lubbock, TX would need about $115,700 in Manchester, NH to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,552 a month in Manchester, NH versus $990 in Lubbock, TX. On $100,000, that's 24% of take-home pay in Manchester, NH and 15% in Lubbock, TX.
- Estimated state income tax on $100,000 is close: $0 a year in TX and $0 in NH.
- For federal employees, locality pay changes a GS-13 step 1 salary by +13.3% moving from Lubbock, TX to Manchester, NH ($106,437 → $120,548), while prices change by +15.7%. Net effect of the transfer: −2.1% in real buying power.
- Lubbock, TX: price level 91.3 (much cheaper)
- Manchester, NH: price level 105.7 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Lubbock, TX | Manchester, NH | |
|---|---|---|
| Price level (U.S. = 100)2 | 91.3 | 105.7 |
| $100,000 is worth, in the other city2 | $115,704 in Manchester | $86,428 in Lubbock |
| Typical 1-bedroom rent3 | $990/mo | $1,552/mo |
| Take-home on $100,00014,15,8 | $79,180 | $79,180 |
| State income tax on $100,000 (estimate)8 | $0 (TX) | $0 (NH) |
| Rent burden on $100,000 | 15% | 24% |
| Median pay, all jobs4 | $42,130 | $56,530 |
| Federal locality pay area7 | Rest of U.S. | Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT |
Rent areas: Lubbock, TX HUD Metro FMR Area and Manchester, NH HUD Metro FMR Area. Metro areas: Lubbock, TX and Manchester-Nashua, NH.
What costs more or less
| Price level (U.S. = 100) | Lubbock | Manchester |
|---|---|---|
| Housing (rent) | 76.4 | 134.2 |
| Goods | 93.8 | 97.7 |
| Utilities | 82.8 | 133.5 |
| Other services | 96.2 | 103.7 |
| Overall | 91.3 | 105.7 |
Moving with the same $100,000 salary
Lubbock, TX → Manchester, NH
Same pay buys less
Buying power −13.6%; rent takes 24% of take-home; state tax +$0/yr.
38 Weak offer
Manchester, NH → Lubbock, TX
Same pay goes further
Buying power +15.7%; rent takes 15% of take-home; state tax +$0/yr.
100 Strong offer
On the GS pay scale?
Lubbock, TX is in the Rest of U.S. pay area; Manchester, NH is in Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT. The last column shows what a transfer from Lubbock, TX to Manchester, NH at the same grade and step does to real buying power.
| Grade5,2 | Lubbock, TX | Manchester, NH | Real change, Lubbock → Manchester |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $69,905 | −2.1% |
| GS-11 step 1 | $74,678 | $84,579 | −2.1% |
| GS-12 step 1 | $89,508 | $101,375 | −2.1% |
| GS-13 step 1 | $106,437 | $120,548 | −2.1% |
| GS-14 step 1 | $125,776 | $142,452 | −2.1% |
Pay for common jobs
| Median annual pay4 | Lubbock, TX | Manchester, NH | Manchester pay in Lubbock dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $59,220 | $73,380 | $63,421 (+7.1%) |
| Software Developers | $115,190 | $162,090 | $140,091 (+21.6%) |
| Accountants and Auditors | $74,390 | $83,660 | $72,305 (−2.8%) |
| Registered Nurses | $81,480 | $98,600 | $85,218 (+4.6%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.