City comparison

Louisville, KY vs Salem, OR

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Salem, OR are 11.4% higher than in Louisville, KY. Someone earning $100,000 in Louisville, KY would need about $111,400 in Salem, OR to live the same way.
  • Rent differs too: a typical 1-bedroom costs $1,201 a month in Salem, OR versus $1,047 in Louisville, KY. On $100,000, that's 20% of take-home pay in Salem, OR and 17% in Louisville, KY.
  • On $100,000, estimated state income tax is about $4,538 a year higher in Salem, OR than in Louisville, KY.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +7.7% moving from Louisville, KY to Salem, OR ($106,437 → $114,684), while prices change by +11.4%. Net effect of the transfer: −3.2% in real buying power.
LouisvilleSalem
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Louisville, KY: price level 93.1 (cheaper)
  • Salem, OR: price level 103.6 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Louisville, KYSalem, OR
Price level (U.S. = 100)293.1103.6
$100,000 is worth, in the other city2$111,362 in Salem$89,797 in Louisville
Typical 1-bedroom rent3$1,047/mo$1,201/mo
Take-home on $100,00014,15,8$75,798$71,260
State income tax on $100,000 (estimate)8$3,382 (KY)$7,920 (OR)
Rent burden on $100,00017%20%
Median pay, all jobs4$48,370$55,310
Federal locality pay area7Rest of U.S.Portland-Vancouver-Salem, OR-WA

Rent areas: Louisville, KY-IN HUD Metro FMR Area and Salem, OR MSA. Metro areas: Louisville/Jefferson County, KY-IN and Salem, OR.

What costs more or less

Louisville, KYSalem, OR
Price level (U.S. = 100)LouisvilleSalem
Housing (rent)78.6110.3
Goods96.2105.3
Utilities75.0104.7
Other services96.8100.3
Overall93.1103.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Louisville, KY → Salem, OR

Same pay buys less

Buying power −10.2%; rent takes 20% of take-home; state tax +$4,538/yr.

38 Weak offer

Salem, OR → Louisville, KY

Same pay goes further

Buying power +11.4%; rent takes 17% of take-home; state tax −$4,538/yr.

100 Strong offer

On the GS pay scale?

Louisville, KY is in the Rest of U.S. pay area; Salem, OR is in Portland-Vancouver-Salem, OR-WA. The last column shows what a transfer from Louisville, KY to Salem, OR at the same grade and step does to real buying power.

Grade5,2Louisville, KYSalem, ORReal change, Louisville → Salem
GS-9 step 1$61,722$66,505−3.2%
GS-11 step 1$74,678$80,465−3.2%
GS-12 step 1$89,508$96,443−3.2%
GS-13 step 1$106,437$114,684−3.2%
GS-14 step 1$125,776$135,522−3.2%

Pay for common jobs

Median annual pay4Louisville, KYSalem, ORSalem pay in Louisville dollars
Elementary School Teachers, Except Special Education$61,610$74,810$67,177 (+9.0%)
Software Developers$110,270$131,620$118,191 (+7.2%)
Accountants and Auditors$76,320$87,480$78,555 (+2.9%)
Registered Nurses$84,850$131,750$118,308 (+39.4%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.