City comparison

Los Angeles, CA vs Oxnard, CA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Los Angeles, CA are 2.7% higher than in Oxnard, CA. Someone earning $100,000 in Oxnard, CA would need about $102,700 in Los Angeles, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,250 a month in Oxnard, CA versus $2,085 in Los Angeles, CA. On $100,000, that's 36% of take-home pay in Oxnard, CA and 34% in Los Angeles, CA.
  • Both are in CA, so estimated state income tax is the same: $5,070 a year on $100,000.
  • Both cities are in the same federal pay area (Los Angeles-Long Beach, CA), so a GS-13 step 1 earns $124,085 in either. A transfer from Los Angeles, CA to Oxnard, CA changes real buying power by +2.7%, purely from prices.
Los AngelesOxnard
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Los Angeles, CA: price level 113.6 (much pricier)
  • Oxnard, CA: price level 110.5 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Los Angeles, CAOxnard, CA
Price level (U.S. = 100)2113.6110.5
$100,000 is worth, in the other city2$97,330 in Oxnard$102,743 in Los Angeles
Typical 1-bedroom rent3$2,085/mo$2,250/mo
Take-home on $100,00014,15,8$74,110$74,110
State income tax on $100,000 (estimate)8$5,070 (CA)$5,070 (CA)
Rent burden on $100,00034%36%
Median pay, all jobs4$55,850$52,510
Federal locality pay area7Los Angeles-Long Beach, CALos Angeles-Long Beach, CA

Rent areas: Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area and Oxnard-Thousand Oaks-Ventura, CA MSA. Metro areas: Los Angeles-Long Beach-Anaheim, CA and Oxnard-Thousand Oaks-Ventura, CA.

What costs more or less

Los Angeles, CAOxnard, CA
Price level (U.S. = 100)Los AngelesOxnard
Housing (rent)170.4171.1
Goods106.6105.2
Utilities158.6152.9
Other services104.4100.3
Overall113.6110.5
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Los Angeles, CA → Oxnard, CA

Same pay goes further

Buying power +2.7%; rent takes 36% of take-home; state tax +$0/yr.

60 Fair offer

Oxnard, CA → Los Angeles, CA

Same pay buys less

Buying power −2.7%; rent takes 34% of take-home; state tax +$0/yr.

47 Fair offer

On the GS pay scale?

Both metros are in the Los Angeles-Long Beach, CA locality pay area, so GS salaries are identical. The last column shows what a transfer from Los Angeles, CA to Oxnard, CA at the same grade and step does to real buying power.

Grade5,2Los Angeles, CAOxnard, CAReal change, Los Angeles → Oxnard
GS-9 step 1$71,957$71,957+2.7%
GS-11 step 1$87,061$87,061+2.7%
GS-12 step 1$104,349$104,349+2.7%
GS-13 step 1$124,085$124,085+2.7%
GS-14 step 1$146,632$146,632+2.7%

Pay for common jobs

Median annual pay4Los Angeles, CAOxnard, CAOxnard pay in Los Angeles dollars
Elementary School Teachers, Except Special Education$101,860$99,420$102,147 (+0.3%)
Software Developers$160,920$159,430$163,803 (+1.8%)
Accountants and Auditors$94,360$90,340$92,818 (−1.6%)
Registered Nurses$135,560$131,160$134,758 (−0.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.