City comparison

Los Angeles, CA vs Naples, FL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Los Angeles, CA are 10.0% higher than in Naples, FL. Someone earning $100,000 in Naples, FL would need about $110,000 in Los Angeles, CA to live the same way.
  • Rent differs too: a typical 1-bedroom costs $2,085 a month in Los Angeles, CA versus $1,797 in Naples, FL. On $100,000, that's 34% of take-home pay in Los Angeles, CA and 27% in Naples, FL.
  • On $100,000, estimated state income tax is about $5,070 a year higher in Los Angeles, CA than in Naples, FL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −14.2% moving from Los Angeles, CA to Naples, FL ($124,085 → $106,437), while prices change by −9.1%. Net effect of the transfer: −5.6% in real buying power.
Los AngelesNaples
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Los Angeles, CA: price level 113.6 (much pricier)
  • Naples, FL: price level 103.2 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Los Angeles, CANaples, FL
Price level (U.S. = 100)2113.6103.2
$100,000 is worth, in the other city2$90,872 in Naples$110,045 in Los Angeles
Typical 1-bedroom rent3$2,085/mo$1,797/mo
Take-home on $100,00014,15,8$74,110$79,180
State income tax on $100,000 (estimate)8$5,070 (CA)$0 (FL)
Rent burden on $100,00034%27%
Median pay, all jobs4$55,850$47,800
Federal locality pay area7Los Angeles-Long Beach, CARest of U.S.

Rent areas: Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area and Naples-Marco Island, FL MSA. Metro areas: Los Angeles-Long Beach-Anaheim, CA and Naples-Marco Island, FL.

What costs more or less

Los Angeles, CANaples, FL
Price level (U.S. = 100)Los AngelesNaples
Housing (rent)170.4129.4
Goods106.696.2
Utilities158.687.8
Other services104.498.9
Overall113.6103.2
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Los Angeles, CA → Naples, FL

Same pay goes further

Buying power +10.0%; rent takes 27% of take-home; state tax −$5,070/yr.

97 Strong offer

Naples, FL → Los Angeles, CA

Same pay buys less

Buying power −9.1%; rent takes 34% of take-home; state tax +$5,070/yr.

27 Weak offer

On the GS pay scale?

Los Angeles, CA is in the Los Angeles-Long Beach, CA pay area; Naples, FL is in Rest of U.S.. The last column shows what a transfer from Los Angeles, CA to Naples, FL at the same grade and step does to real buying power.

Grade5,2Los Angeles, CANaples, FLReal change, Los Angeles → Naples
GS-9 step 1$71,957$61,722−5.6%
GS-11 step 1$87,061$74,678−5.6%
GS-12 step 1$104,349$89,508−5.6%
GS-13 step 1$124,085$106,437−5.6%
GS-14 step 1$146,632$125,776−5.6%

Pay for common jobs

Median annual pay4Los Angeles, CANaples, FLNaples pay in Los Angeles dollars
Elementary School Teachers, Except Special Education$101,860$60,470$66,544 (−34.7%)
Software Developers$160,920$130,730$143,861 (−10.6%)
Accountants and Auditors$94,360$84,570$93,065 (−1.4%)
Registered Nurses$135,560$93,330$102,705 (−24.2%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.