City comparison

Lincoln, NE vs Orlando, FL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Orlando, FL are 10.7% higher than in Lincoln, NE. Someone earning $100,000 in Lincoln, NE would need about $110,700 in Orlando, FL to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,731 a month in Orlando, FL versus $926 in Lincoln, NE. On $100,000, that's 26% of take-home pay in Orlando, FL and 15% in Lincoln, NE.
  • On $100,000, estimated state income tax is about $3,670 a year higher in Lincoln, NE than in Orlando, FL.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Lincoln, NE to Orlando, FL changes real buying power by −9.7%, purely from prices.
LincolnOrlando
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Lincoln, NE: price level 91.6 (much cheaper)
  • Orlando, FL: price level 101.4 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Lincoln, NEOrlando, FL
Price level (U.S. = 100)291.6101.4
$100,000 is worth, in the other city2$110,741 in Orlando$90,301 in Lincoln
Typical 1-bedroom rent3$926/mo$1,731/mo
Take-home on $100,00014,15,8$75,510$79,180
State income tax on $100,000 (estimate)8$3,670 (NE)$0 (FL)
Rent burden on $100,00015%26%
Median pay, all jobs4$49,800$46,630
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Lincoln, NE HUD Metro FMR Area and Orlando-Kissimmee-Sanford, FL MSA. Metro areas: Lincoln, NE and Orlando-Kissimmee-Sanford, FL.

What costs more or less

Lincoln, NEOrlando, FL
Price level (U.S. = 100)LincolnOrlando
Housing (rent)84.2123.4
Goods94.196.2
Utilities76.887.2
Other services93.098.9
Overall91.6101.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Lincoln, NE → Orlando, FL

Same pay buys less

Buying power −9.7%; rent takes 26% of take-home; state tax −$3,670/yr.

37 Weak offer

Orlando, FL → Lincoln, NE

Same pay goes further

Buying power +10.7%; rent takes 15% of take-home; state tax +$3,670/yr.

100 Strong offer

On the GS pay scale?

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Lincoln, NE to Orlando, FL at the same grade and step does to real buying power.

Grade5,2Lincoln, NEOrlando, FLReal change, Lincoln → Orlando
GS-9 step 1$61,722$61,722−9.7%
GS-11 step 1$74,678$74,678−9.7%
GS-12 step 1$89,508$89,508−9.7%
GS-13 step 1$106,437$106,437−9.7%
GS-14 step 1$125,776$125,776−9.7%

Pay for common jobs

Median annual pay4Lincoln, NEOrlando, FLOrlando pay in Lincoln dollars
Elementary School Teachers, Except Special Education$61,940$60,190$54,352 (−12.3%)
Software Developers$101,690$129,620$117,048 (+15.1%)
Accountants and Auditors$65,170$78,630$71,003 (+9.0%)
Registered Nurses$87,530$83,550$75,446 (−13.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.