City comparison

Lexington, KY vs Seattle, WA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Seattle, WA are 19.6% higher than in Lexington, KY. Someone earning $100,000 in Lexington, KY would need about $119,600 in Seattle, WA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,146 a month in Seattle, WA versus $1,079 in Lexington, KY. On $100,000, that's 33% of take-home pay in Seattle, WA and 17% in Lexington, KY.
  • On $100,000, estimated state income tax is about $3,382 a year higher in Lexington, KY than in Seattle, WA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +12.4% moving from Lexington, KY to Seattle, WA ($106,437 → $119,630), while prices change by +19.6%. Net effect of the transfer: −6.1% in real buying power.
LexingtonSeattle
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Lexington, KY: price level 92.9 (cheaper)
  • Seattle, WA: price level 111.1 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Lexington, KYSeattle, WA
Price level (U.S. = 100)292.9111.1
$100,000 is worth, in the other city2$119,641 in Seattle$83,584 in Lexington
Typical 1-bedroom rent3$1,079/mo$2,146/mo
Take-home on $100,00014,15,8$75,798$79,180
State income tax on $100,000 (estimate)8$3,382 (KY)$0 (WA)
Rent burden on $100,00017%33%
Median pay, all jobs4$48,620$72,610
Federal locality pay area7Rest of U.S.Seattle-Tacoma, WA

Rent areas: Lexington-Fayette, KY MSA and Seattle-Bellevue, WA HUD Metro FMR Area. Metro areas: Lexington-Fayette, KY and Seattle-Tacoma-Bellevue, WA.

What costs more or less

Lexington, KYSeattle, WA
Price level (U.S. = 100)LexingtonSeattle
Housing (rent)77.1151.3
Goods96.2104.0
Utilities74.692.8
Other services96.9106.8
Overall92.9111.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Lexington, KY → Seattle, WA

Same pay buys less

Buying power −16.4%; rent takes 33% of take-home; state tax −$3,382/yr.

26 Weak offer

Seattle, WA → Lexington, KY

Same pay goes further

Buying power +19.6%; rent takes 17% of take-home; state tax +$3,382/yr.

100 Strong offer

On the GS pay scale?

Lexington, KY is in the Rest of U.S. pay area; Seattle, WA is in Seattle-Tacoma, WA. The last column shows what a transfer from Lexington, KY to Seattle, WA at the same grade and step does to real buying power.

Grade5,2Lexington, KYSeattle, WAReal change, Lexington → Seattle
GS-9 step 1$61,722$69,373−6.1%
GS-11 step 1$74,678$83,935−6.1%
GS-12 step 1$89,508$100,602−6.1%
GS-13 step 1$106,437$119,630−6.1%
GS-14 step 1$125,776$141,367−6.1%

Pay for common jobs

Median annual pay4Lexington, KYSeattle, WASeattle pay in Lexington dollars
Elementary School Teachers, Except Special Education$61,460$102,920$86,024 (+40.0%)
Software Developers$123,510$167,280$139,819 (+13.2%)
Accountants and Auditors$77,780$99,370$83,057 (+6.8%)
Registered Nurses$79,040$128,260$107,204 (+35.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.