City comparison
Lansing, MI vs Pensacola, FL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Pensacola, FL are 2.9% higher than in Lansing, MI. Someone earning $100,000 in Lansing, MI would need about $102,900 in Pensacola, FL to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,257 a month in Pensacola, FL versus $1,012 in Lansing, MI. On $100,000, that's 19% of take-home pay in Pensacola, FL and 16% in Lansing, MI.
- On $100,000, estimated state income tax is about $3,999 a year higher in Lansing, MI than in Pensacola, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by −9.3% moving from Lansing, MI to Pensacola, FL ($117,402 → $106,437), while prices change by +2.9%. Net effect of the transfer: −11.9% in real buying power.
- Lansing, MI: price level 95.0 (cheaper)
- Pensacola, FL: price level 97.7 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Lansing, MI | Pensacola, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 95.0 | 97.7 |
| $100,000 is worth, in the other city2 | $102,870 in Pensacola | $97,210 in Lansing |
| Typical 1-bedroom rent3 | $1,012/mo | $1,257/mo |
| Take-home on $100,00014,15,8 | $75,181 | $79,180 |
| State income tax on $100,000 (estimate)8 | $3,999 (MI) | $0 (FL) |
| Rent burden on $100,000 | 16% | 19% |
| Median pay, all jobs4 | $52,800 | $46,240 |
| Federal locality pay area7 | Detroit-Warren-Ann Arbor, MI | Rest of U.S. |
Rent areas: Lansing-East Lansing, MI MSA and Pensacola-Ferry Pass-Brent, FL MSA. Metro areas: Lansing-East Lansing, MI and Pensacola-Ferry Pass-Brent, FL.
What costs more or less
| Price level (U.S. = 100) | Lansing | Pensacola |
|---|---|---|
| Housing (rent) | 83.5 | 98.8 |
| Goods | 93.7 | 96.2 |
| Utilities | 95.5 | 88.5 |
| Other services | 99.6 | 98.9 |
| Overall | 95.0 | 97.7 |
Moving with the same $100,000 salary
Lansing, MI → Pensacola, FL
Same pay buys less
Buying power −2.8%; rent takes 19% of take-home; state tax −$3,999/yr.
60 Fair offer
Pensacola, FL → Lansing, MI
Same pay goes further
Buying power +2.9%; rent takes 16% of take-home; state tax +$3,999/yr.
78 Strong offer
On the GS pay scale?
Lansing, MI is in the Detroit-Warren-Ann Arbor, MI pay area; Pensacola, FL is in Rest of U.S.. The last column shows what a transfer from Lansing, MI to Pensacola, FL at the same grade and step does to real buying power.
| Grade5,2 | Lansing, MI | Pensacola, FL | Real change, Lansing → Pensacola |
|---|---|---|---|
| GS-9 step 1 | $68,081 | $61,722 | −11.9% |
| GS-11 step 1 | $82,372 | $74,678 | −11.9% |
| GS-12 step 1 | $98,729 | $89,508 | −11.9% |
| GS-13 step 1 | $117,402 | $106,437 | −11.9% |
| GS-14 step 1 | $138,734 | $125,776 | −11.9% |
Pay for common jobs
| Median annual pay4 | Lansing, MI | Pensacola, FL | Pensacola pay in Lansing dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $72,930 | $50,360 | $48,955 (−32.9%) |
| Software Developers | $97,120 | $108,430 | $105,405 (+8.5%) |
| Accountants and Auditors | $79,210 | $76,410 | $74,278 (−6.2%) |
| Registered Nurses | $84,320 | $77,890 | $75,717 (−10.2%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.