City comparison

Lancaster, PA vs Raleigh, NC

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Overall prices in Lancaster, PA (98.3) and Raleigh, NC (98.2, U.S. average = 100) are within 1% of each other, so $100,000 in Lancaster, PA goes as far as $99,900 in Raleigh, NC.
  • Rent is the bigger story: a typical 1-bedroom costs $1,596 a month in Raleigh, NC versus $1,220 in Lancaster, PA. On $100,000, that's 25% of take-home pay in Raleigh, NC and 19% in Lancaster, PA.
  • On $100,000, estimated state income tax is about $411 a year higher in Raleigh, NC than in Lancaster, PA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +2.4% moving from Lancaster, PA to Raleigh, NC ($108,592 → $111,147), while prices change by −0.1%. Net effect of the transfer: +2.5% in real buying power.
LancasterRaleigh
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Lancaster, PA: price level 98.3 (about average)
  • Raleigh, NC: price level 98.2 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Lancaster, PARaleigh, NC
Price level (U.S. = 100)298.398.2
$100,000 is worth, in the other city2$99,898 in Raleigh$100,102 in Lancaster
Typical 1-bedroom rent3$1,220/mo$1,596/mo
Take-home on $100,00014,15,8$76,110$75,699
State income tax on $100,000 (estimate)8$3,070 (PA)$3,481 (NC)
Rent burden on $100,00019%25%
Median pay, all jobs4$48,210$51,990
Federal locality pay area7Harrisburg-Lebanon, PARaleigh-Durham-Cary, NC

Rent areas: Lancaster, PA MSA and Raleigh-Cary, NC MSA. Metro areas: Lancaster, PA and Raleigh-Cary, NC.

What costs more or less

Lancaster, PARaleigh, NC
Price level (U.S. = 100)LancasterRaleigh
Housing (rent)93.8103.5
Goods100.796.6
Utilities107.389.0
Other services97.798.2
Overall98.398.2
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Lancaster, PA → Raleigh, NC

Roughly even

Buying power +0.1%; rent takes 25% of take-home; state tax +$411/yr.

69 Fair offer

Raleigh, NC → Lancaster, PA

Roughly even

Buying power −0.1%; rent takes 19% of take-home; state tax −$411/yr.

68 Fair offer

On the GS pay scale?

Lancaster, PA is in the Harrisburg-Lebanon, PA pay area; Raleigh, NC is in Raleigh-Durham-Cary, NC. The last column shows what a transfer from Lancaster, PA to Raleigh, NC at the same grade and step does to real buying power.

Grade5,2Lancaster, PARaleigh, NCReal change, Lancaster → Raleigh
GS-9 step 1$62,972$64,453+2.5%
GS-11 step 1$76,190$77,983+2.5%
GS-12 step 1$91,320$93,468+2.5%
GS-13 step 1$108,592$111,147+2.5%
GS-14 step 1$128,323$131,342+2.5%

Pay for common jobs

Median annual pay4Lancaster, PARaleigh, NCRaleigh pay in Lancaster dollars
Elementary School Teachers, Except Special Education$78,360$60,170$60,231 (−23.1%)
Software Developers$104,740$132,770$132,905 (+26.9%)
Accountants and Auditors$76,110$81,950$82,033 (+7.8%)
Registered Nurses$89,620$84,830$84,916 (−5.2%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.