City comparison

Knoxville, TN vs Tucson, AZ

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Tucson, AZ are 4.7% higher than in Knoxville, TN. Someone earning $100,000 in Knoxville, TN would need about $104,700 in Tucson, AZ to live the same way.
  • Rent differs too: a typical 1-bedroom costs $1,184 a month in Knoxville, TN versus $1,081 in Tucson, AZ. On $100,000, that's 18% of take-home pay in Knoxville, TN and 17% in Tucson, AZ.
  • On $100,000, estimated state income tax is about $2,291 a year higher in Tucson, AZ than in Knoxville, TN.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +1.9% moving from Knoxville, TN to Tucson, AZ ($106,437 → $108,455), while prices change by +4.7%. Net effect of the transfer: −2.7% in real buying power.
KnoxvilleTucson
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Knoxville, TN: price level 92.6 (cheaper)
  • Tucson, AZ: price level 96.9 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Knoxville, TNTucson, AZ
Price level (U.S. = 100)292.696.9
$100,000 is worth, in the other city2$104,674 in Tucson$95,534 in Knoxville
Typical 1-bedroom rent3$1,184/mo$1,081/mo
Take-home on $100,00014,15,8$79,180$76,889
State income tax on $100,000 (estimate)8$0 (TN)$2,291 (AZ)
Rent burden on $100,00018%17%
Median pay, all jobs4$47,080$47,760
Federal locality pay area7Rest of U.S.Tucson-Nogales, AZ

Rent areas: Knoxville, TN HUD Metro FMR Area and Tucson, AZ MSA. Metro areas: Knoxville, TN and Tucson, AZ.

What costs more or less

Knoxville, TNTucson, AZ
Price level (U.S. = 100)KnoxvilleTucson
Housing (rent)82.891.8
Goods96.296.2
Utilities71.989.5
Other services95.199.8
Overall92.696.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Knoxville, TN → Tucson, AZ

Same pay buys less

Buying power −4.5%; rent takes 17% of take-home; state tax +$2,291/yr.

55 Fair offer

Tucson, AZ → Knoxville, TN

Same pay goes further

Buying power +4.7%; rent takes 18% of take-home; state tax −$2,291/yr.

83 Strong offer

On the GS pay scale?

Knoxville, TN is in the Rest of U.S. pay area; Tucson, AZ is in Tucson-Nogales, AZ. The last column shows what a transfer from Knoxville, TN to Tucson, AZ at the same grade and step does to real buying power.

Grade5,2Knoxville, TNTucson, AZReal change, Knoxville → Tucson
GS-9 step 1$61,722$62,893−2.7%
GS-11 step 1$74,678$76,095−2.7%
GS-12 step 1$89,508$91,205−2.7%
GS-13 step 1$106,437$108,455−2.7%
GS-14 step 1$125,776$128,162−2.7%

Pay for common jobs

Median annual pay4Knoxville, TNTucson, AZTucson pay in Knoxville dollars
Elementary School Teachers, Except Special Education$61,980$47,220$45,111 (−27.2%)
Software Developers$121,750$123,710$118,186 (−2.9%)
Accountants and Auditors$75,380$76,320$72,912 (−3.3%)
Registered Nurses$77,240$94,110$89,907 (+16.4%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.