City comparison

Knoxville, TN vs Providence, RI

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Providence, RI are 9.9% higher than in Knoxville, TN. Someone earning $100,000 in Knoxville, TN would need about $109,900 in Providence, RI to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,402 a month in Providence, RI versus $1,184 in Knoxville, TN. On $100,000, that's 22% of take-home pay in Providence, RI and 18% in Knoxville, TN.
  • On $100,000, estimated state income tax is about $3,148 a year higher in Providence, RI than in Knoxville, TN.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +13.3% moving from Knoxville, TN to Providence, RI ($106,437 → $120,548), while prices change by +9.9%. Net effect of the transfer: +3.0% in real buying power.
KnoxvilleProvidence
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Knoxville, TN: price level 92.6 (cheaper)
  • Providence, RI: price level 101.8 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Knoxville, TNProvidence, RI
Price level (U.S. = 100)292.6101.8
$100,000 is worth, in the other city2$109,943 in Providence$90,956 in Knoxville
Typical 1-bedroom rent3$1,184/mo$1,402/mo
Take-home on $100,00014,15,8$79,180$76,032
State income tax on $100,000 (estimate)8$0 (TN)$3,148 (RI)
Rent burden on $100,00018%22%
Median pay, all jobs4$47,080$53,680
Federal locality pay area7Rest of U.S.Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT

Rent areas: Knoxville, TN HUD Metro FMR Area and Providence-Fall River, RI-MA HUD Metro FMR Area. Metro areas: Knoxville, TN and Providence-Warwick, RI-MA.

What costs more or less

Knoxville, TNProvidence, RI
Price level (U.S. = 100)KnoxvilleProvidence
Housing (rent)82.8103.9
Goods96.297.1
Utilities71.9148.8
Other services95.1102.3
Overall92.6101.8
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Knoxville, TN → Providence, RI

Same pay buys less

Buying power −9.0%; rent takes 22% of take-home; state tax +$3,148/yr.

40 Weak offer

Providence, RI → Knoxville, TN

Same pay goes further

Buying power +9.9%; rent takes 18% of take-home; state tax −$3,148/yr.

100 Strong offer

On the GS pay scale?

Knoxville, TN is in the Rest of U.S. pay area; Providence, RI is in Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT. The last column shows what a transfer from Knoxville, TN to Providence, RI at the same grade and step does to real buying power.

Grade5,2Knoxville, TNProvidence, RIReal change, Knoxville → Providence
GS-9 step 1$61,722$69,905+3.0%
GS-11 step 1$74,678$84,579+3.0%
GS-12 step 1$89,508$101,375+3.0%
GS-13 step 1$106,437$120,548+3.0%
GS-14 step 1$125,776$142,452+3.0%

Pay for common jobs

Median annual pay4Knoxville, TNProvidence, RIProvidence pay in Knoxville dollars
Elementary School Teachers, Except Special Education$61,980$86,720$78,877 (+27.3%)
Software Developers$121,750$130,690$118,871 (−2.4%)
Accountants and Auditors$75,380$95,020$86,427 (+14.7%)
Registered Nurses$77,240$99,880$90,847 (+17.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.