City comparison
Kiryas Joel, NY vs Utica, NY
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Kiryas Joel, NY are 18.1% higher than in Utica, NY. Someone earning $100,000 in Utica, NY would need about $118,100 in Kiryas Joel, NY to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,549 a month in Kiryas Joel, NY versus $926 in Utica, NY. On $100,000, that's 25% of take-home pay in Kiryas Joel, NY and 15% in Utica, NY.
- Both are in NY, so estimated state income tax is the same: $4,860 a year on $100,000.
- For federal employees, locality pay changes a GS-13 step 1 salary by −15.1% moving from Kiryas Joel, NY to Utica, NY ($125,431 → $106,437), while prices change by −15.3%. Net effect of the transfer: +0.2% in real buying power.
- Kiryas Joel, NY: price level 109.4 (much pricier)
- Utica, NY: price level 92.7 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Kiryas Joel, NY | Utica, NY | |
|---|---|---|
| Price level (U.S. = 100)2 | 109.4 | 92.7 |
| $100,000 is worth, in the other city2 | $84,698 in Utica | $118,067 in Kiryas Joel |
| Typical 1-bedroom rent3 | $1,549/mo | $926/mo |
| Take-home on $100,00014,15,8 | $74,320 | $74,320 |
| State income tax on $100,000 (estimate)8 | $4,860 (NY) | $4,860 (NY) |
| Rent burden on $100,000 | 25% | 15% |
| Median pay, all jobs4 | $50,990 | $48,970 |
| Federal locality pay area7 | New York-Newark, NY-NJ-CT-PA | Rest of U.S. |
Rent areas: Kiryas Joel-Poughkeepsie-Newburgh, NY MSA and Utica-Rome, NY MSA. Metro areas: Kiryas Joel-Poughkeepsie-Newburgh, NY and Utica-Rome, NY.
What costs more or less
| Price level (U.S. = 100) | Kiryas Joel | Utica |
|---|---|---|
| Housing (rent) | 115.8 | 66.1 |
| Goods | 110.3 | 99.7 |
| Utilities | 136.8 | 131.9 |
| Other services | 106.5 | 97.8 |
| Overall | 109.4 | 92.7 |
Moving with the same $100,000 salary
Kiryas Joel, NY → Utica, NY
Same pay goes further
Buying power +18.1%; rent takes 15% of take-home; state tax +$0/yr.
100 Strong offer
Utica, NY → Kiryas Joel, NY
Same pay buys less
Buying power −15.3%; rent takes 25% of take-home; state tax +$0/yr.
37 Weak offer
On the GS pay scale?
Kiryas Joel, NY is in the New York-Newark, NY-NJ-CT-PA pay area; Utica, NY is in Rest of U.S.. The last column shows what a transfer from Kiryas Joel, NY to Utica, NY at the same grade and step does to real buying power.
| Grade5,2 | Kiryas Joel, NY | Utica, NY | Real change, Kiryas Joel → Utica |
|---|---|---|---|
| GS-9 step 1 | $72,737 | $61,722 | +0.2% |
| GS-11 step 1 | $88,005 | $74,678 | +0.2% |
| GS-12 step 1 | $105,481 | $89,508 | +0.2% |
| GS-13 step 1 | $125,431 | $106,437 | +0.2% |
| GS-14 step 1 | $148,222 | $125,776 | +0.2% |
Pay for common jobs
| Median annual pay4 | Kiryas Joel, NY | Utica, NY | Utica pay in Kiryas Joel dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $81,770 | $77,010 | $90,923 (+11.2%) |
| Software Developers | $145,830 | $113,390 | $133,876 (−8.2%) |
| Accountants and Auditors | $88,900 | $79,830 | $94,253 (+6.0%) |
| Registered Nurses | $102,890 | $94,300 | $111,337 (+8.2%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.