City comparison

Kiryas Joel, NY vs San Diego, CA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in San Diego, CA are 2.3% higher than in Kiryas Joel, NY. Someone earning $100,000 in Kiryas Joel, NY would need about $102,300 in San Diego, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,459 a month in San Diego, CA versus $1,549 in Kiryas Joel, NY. On $100,000, that's 40% of take-home pay in San Diego, CA and 25% in Kiryas Joel, NY.
  • Estimated state income tax on $100,000 is close: $4,860 a year in NY and $5,070 in CA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −3.1% moving from Kiryas Joel, NY to San Diego, CA ($125,431 → $121,585), while prices change by +2.3%. Net effect of the transfer: −5.2% in real buying power.
Kiryas JoelSan Diego
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Kiryas Joel, NY: price level 109.4 (much pricier)
  • San Diego, CA: price level 111.9 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Kiryas Joel, NYSan Diego, CA
Price level (U.S. = 100)2109.4111.9
$100,000 is worth, in the other city2$102,253 in San Diego$97,797 in Kiryas Joel
Typical 1-bedroom rent3$1,549/mo$2,459/mo
Take-home on $100,00014,15,8$74,320$74,110
State income tax on $100,000 (estimate)8$4,860 (NY)$5,070 (CA)
Rent burden on $100,00025%40%
Median pay, all jobs4$50,990$58,690
Federal locality pay area7New York-Newark, NY-NJ-CT-PASan Diego-Chula Vista-Carlsbad, CA

Rent areas: Kiryas Joel-Poughkeepsie-Newburgh, NY MSA and San Diego-Chula Vista-Carlsbad, CA MSA. Metro areas: Kiryas Joel-Poughkeepsie-Newburgh, NY and San Diego-Chula Vista-Carlsbad, CA.

What costs more or less

Kiryas Joel, NYSan Diego, CA
Price level (U.S. = 100)Kiryas JoelSan Diego
Housing (rent)115.8179.3
Goods110.3108.0
Utilities136.8174.2
Other services106.599.6
Overall109.4111.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Kiryas Joel, NY → San Diego, CA

Same pay buys less

Buying power −2.2%; rent takes 40% of take-home; state tax +$211/yr.

40 Weak offer

San Diego, CA → Kiryas Joel, NY

Same pay goes further

Buying power +2.3%; rent takes 25% of take-home; state tax −$211/yr.

76 Strong offer

On the GS pay scale?

Kiryas Joel, NY is in the New York-Newark, NY-NJ-CT-PA pay area; San Diego, CA is in San Diego-Chula Vista-Carlsbad, CA. The last column shows what a transfer from Kiryas Joel, NY to San Diego, CA at the same grade and step does to real buying power.

Grade5,2Kiryas Joel, NYSan Diego, CAReal change, Kiryas Joel → San Diego
GS-9 step 1$72,737$70,507−5.2%
GS-11 step 1$88,005$85,307−5.2%
GS-12 step 1$105,481$102,246−5.2%
GS-13 step 1$125,431$121,585−5.2%
GS-14 step 1$148,222$143,677−5.2%

Pay for common jobs

Median annual pay4Kiryas Joel, NYSan Diego, CASan Diego pay in Kiryas Joel dollars
Elementary School Teachers, Except Special Education$81,770$97,000$94,863 (+16.0%)
Software Developers$145,830$163,270$159,673 (+9.5%)
Accountants and Auditors$88,900$96,340$94,218 (+6.0%)
Registered Nurses$102,890$139,520$136,446 (+32.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.