City comparison

Kiryas Joel, NY vs Ogden, UT

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Kiryas Joel, NY are 9.0% higher than in Ogden, UT. Someone earning $100,000 in Ogden, UT would need about $109,000 in Kiryas Joel, NY to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,549 a month in Kiryas Joel, NY versus $1,281 in Ogden, UT. On $100,000, that's 25% of take-home pay in Kiryas Joel, NY and 20% in Ogden, UT.
  • On $100,000, estimated state income tax is about $1,326 a year higher in Kiryas Joel, NY than in Ogden, UT.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −15.1% moving from Kiryas Joel, NY to Ogden, UT ($125,431 → $106,437), while prices change by −8.3%. Net effect of the transfer: −7.5% in real buying power.
Kiryas JoelOgden
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Kiryas Joel, NY: price level 109.4 (much pricier)
  • Ogden, UT: price level 100.3 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Kiryas Joel, NYOgden, UT
Price level (U.S. = 100)2109.4100.3
$100,000 is worth, in the other city2$91,708 in Ogden$109,041 in Kiryas Joel
Typical 1-bedroom rent3$1,549/mo$1,281/mo
Take-home on $100,00014,15,8$74,320$75,646
State income tax on $100,000 (estimate)8$4,860 (NY)$3,534 (UT)
Rent burden on $100,00025%20%
Median pay, all jobs4$50,990$48,900
Federal locality pay area7New York-Newark, NY-NJ-CT-PARest of U.S.

Rent areas: Kiryas Joel-Poughkeepsie-Newburgh, NY MSA and Ogden, UT MSA. Metro areas: Kiryas Joel-Poughkeepsie-Newburgh, NY and Ogden, UT.

What costs more or less

Kiryas Joel, NYOgden, UT
Price level (U.S. = 100)Kiryas JoelOgden
Housing (rent)115.8117.9
Goods110.396.4
Utilities136.878.8
Other services106.599.0
Overall109.4100.3
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Kiryas Joel, NY → Ogden, UT

Same pay goes further

Buying power +9.0%; rent takes 20% of take-home; state tax −$1,326/yr.

97 Strong offer

Ogden, UT → Kiryas Joel, NY

Same pay buys less

Buying power −8.3%; rent takes 25% of take-home; state tax +$1,326/yr.

43 Weak offer

On the GS pay scale?

Kiryas Joel, NY is in the New York-Newark, NY-NJ-CT-PA pay area; Ogden, UT is in Rest of U.S.. The last column shows what a transfer from Kiryas Joel, NY to Ogden, UT at the same grade and step does to real buying power.

Grade5,2Kiryas Joel, NYOgden, UTReal change, Kiryas Joel → Ogden
GS-9 step 1$72,737$61,722−7.5%
GS-11 step 1$88,005$74,678−7.5%
GS-12 step 1$105,481$89,508−7.5%
GS-13 step 1$125,431$106,437−7.5%
GS-14 step 1$148,222$125,776−7.5%

Pay for common jobs

Median annual pay4Kiryas Joel, NYOgden, UTOgden pay in Kiryas Joel dollars
Elementary School Teachers, Except Special Education$81,770$63,910$69,688 (−14.8%)
Software Developers$145,830$109,880$119,815 (−17.8%)
Accountants and Auditors$88,900$82,010$89,425 (+0.6%)
Registered Nurses$102,890$81,840$89,240 (−13.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.