City comparison

Kiryas Joel, NY vs Miami, FL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Miami, FL are 4.3% higher than in Kiryas Joel, NY. Someone earning $100,000 in Kiryas Joel, NY would need about $104,300 in Miami, FL to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,995 a month in Miami, FL versus $1,549 in Kiryas Joel, NY. On $100,000, that's 30% of take-home pay in Miami, FL and 25% in Kiryas Joel, NY.
  • On $100,000, estimated state income tax is about $4,860 a year higher in Kiryas Joel, NY than in Miami, FL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −9.6% moving from Kiryas Joel, NY to Miami, FL ($125,431 → $113,356), while prices change by +4.3%. Net effect of the transfer: −13.4% in real buying power.
Kiryas JoelMiami
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Kiryas Joel, NY: price level 109.4 (much pricier)
  • Miami, FL: price level 114.2 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Kiryas Joel, NYMiami, FL
Price level (U.S. = 100)2109.4114.2
$100,000 is worth, in the other city2$104,325 in Miami$95,854 in Kiryas Joel
Typical 1-bedroom rent3$1,549/mo$1,995/mo
Take-home on $100,00014,15,8$74,320$79,180
State income tax on $100,000 (estimate)8$4,860 (NY)$0 (FL)
Rent burden on $100,00025%30%
Median pay, all jobs4$50,990$48,640
Federal locality pay area7New York-Newark, NY-NJ-CT-PAMiami-Port St. Lucie-Fort Lauderdale, FL

Rent areas: Kiryas Joel-Poughkeepsie-Newburgh, NY MSA and Miami-Miami Beach-Kendall, FL HUD Metro FMR Area. Metro areas: Kiryas Joel-Poughkeepsie-Newburgh, NY and Miami-Fort Lauderdale-West Palm Beach, FL.

What costs more or less

Kiryas Joel, NYMiami, FL
Price level (U.S. = 100)Kiryas JoelMiami
Housing (rent)115.8155.6
Goods110.3103.6
Utilities136.897.2
Other services106.5109.1
Overall109.4114.2
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Kiryas Joel, NY → Miami, FL

Same pay buys less

Buying power −4.1%; rent takes 30% of take-home; state tax −$4,860/yr.

48 Fair offer

Miami, FL → Kiryas Joel, NY

Same pay goes further

Buying power +4.3%; rent takes 25% of take-home; state tax +$4,860/yr.

82 Strong offer

On the GS pay scale?

Kiryas Joel, NY is in the New York-Newark, NY-NJ-CT-PA pay area; Miami, FL is in Miami-Port St. Lucie-Fort Lauderdale, FL. The last column shows what a transfer from Kiryas Joel, NY to Miami, FL at the same grade and step does to real buying power.

Grade5,2Kiryas Joel, NYMiami, FLReal change, Kiryas Joel → Miami
GS-9 step 1$72,737$65,735−13.4%
GS-11 step 1$88,005$79,533−13.4%
GS-12 step 1$105,481$95,326−13.4%
GS-13 step 1$125,431$113,356−13.4%
GS-14 step 1$148,222$133,953−13.4%

Pay for common jobs

Median annual pay4Kiryas Joel, NYMiami, FLMiami pay in Kiryas Joel dollars
Elementary School Teachers, Except Special Education$81,770$58,300$55,883 (−31.7%)
Software Developers$145,830$132,650$127,150 (−12.8%)
Accountants and Auditors$88,900$80,920$77,565 (−12.8%)
Registered Nurses$102,890$91,380$87,591 (−14.9%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.